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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (2154 reviews)

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4.93

Based on 2,154 reviews, last reviewed 19th Feb 2026

90% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Staff were informative and friendly it was quick and... Staff were informative and friendly it was quick and thorough to get answers to my questions Reviewed on: 19th February 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

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Manchester Credit Union Loans reviews (2154)

My experience has been fantastic!

MCU have been nothing but helpful. When I call with a query, I get through really quickly and manage to speak to an actual person. They always take the time so explain to me about my loan, without using overly complicated language. They’ve supported me by upping my loan when I was struggling and without this type of help, I would’ve never been able to start clearing my debt. Reviewed on: 10th July 2025

Always helpful.

Always helpful. Very good help and advice Reviewed on: 10th July 2025

Peace of mind when you need it.

Low interest to pay back and you save money whilst paying off your loan. It's such a relief knowing Manchester credit union can help you out when you really need it. Reviewed on: 10th July 2025

Great used for years

Great used for years very regularly Reviewed on: 9th July 2025

Using for years now never no problems I tell friends...

Using for years now never no problems I tell friends and family about it when I've messaged always a quick reply Reviewed on: 9th July 2025

Easy access to loans with little charge

Easy access to loans with little charges Reviewed on: 9th July 2025

Fantastic straight forward service staff are amazing...

Fantastic straight forward service staff are amazing and totally understand that time are tufand don't judge and go above and beyond to help you Reviewed on: 9th July 2025

Fantastic service

Ive never had an issue with the service has to offer. Very quick answer reliable. Thank you for your help Reviewed on: 9th July 2025

I love that I’m able to get a loan given to me quick...

I love that I’m able to get a loan given to me quickly when I need it but I love that it’s easy to repay and also makes it that it saves up money for me alongside it Reviewed on: 9th July 2025

The app is easy to use and staff are great with help...

The app is easy to use and staff are great with helping resolve any issues! Reviewed on: 9th July 2025

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