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Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.93
Based on 2,159 reviews, last reviewed 25th Feb 2026
88% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

I am so happy with the service and everything I have... I am so happy with the service and everything I have received from Manchester Credit Union. However, the communication hasn’t been great. I wasn’t awa... Read more Reviewed on: 25th February 2026
Katie Y's avatar
Katie Y

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie
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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

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Manchester Credit Union Loans reviews (2159)

Easy access to loans with little charge

5
Easy access to loans with little charges Reviewed on: 9th July 2025
Yusuf Fatal 's avatar
Yusuf Fatal

Fantastic straight forward service staff are amazing...

5
Fantastic straight forward service staff are amazing and totally understand that time are tufand don't judge and go above and beyond to help you Reviewed on: 9th July 2025
Martin w's avatar
Martin w

Fantastic service

5
Ive never had an issue with the service has to offer. Very quick answer reliable. Thank you for your help Reviewed on: 9th July 2025
Chelsey E's avatar
Chelsey E

I love that I’m able to get a loan given to me quick...

5
I love that I’m able to get a loan given to me quickly when I need it but I love that it’s easy to repay and also makes it that it saves up money for me alongside it Reviewed on: 9th July 2025
Courtney Clarke 's avatar
Courtney Clarke

The app is easy to use and staff are great with help...

5
The app is easy to use and staff are great with helping resolve any issues! Reviewed on: 9th July 2025
Paige S's avatar
Paige S

I have used MCU for over 2 years and the customer se...

5
I have used MCU for over 2 years and the customer service has been top notch. Interest rates are very good and there is flexibility with payment terms Reviewed on: 9th July 2025
Ojiyoma M's avatar
Ojiyoma M

Very easy to use and request loans when needed.

4
Very easy to use and request loans when needed. Also great tool for saving . Excellent overall Reviewed on: 9th July 2025
Suzanne 's avatar
Suzanne

Manchester Credit Union are easy to use, straight fo...

5
Manchester Credit Union are easy to use, straight forward, keep you well informed and the response to queries is quick Reviewed on: 9th July 2025
Lauren J's avatar
Lauren J

Communication is always fantastic & staff are always...

5
Communication is always fantastic & staff are always ready to help and friendly Reviewed on: 9th July 2025
Toni h's avatar
Toni h

Credit Union is very reliable

5
Credit Union is good for saving and is always there and very helpful when I need it. Reviewed on: 9th July 2025
Rene Lorenzo Zafra's avatar
Rene Lorenzo Zafra

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