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Manchester Credit Union: Loans reviews

4.94
Based on 2,065 reviews, last reviewed 16th Sep 2025
2% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy and quick application and decision, added... Very easy and quick application and decision, added bonus no worrying about making payments on time as automatically sent to them and savings scheme a... Read more Reviewed on: 16th September 2025
Kezza's avatar
Kezza

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2065)

Being able to access this family loan really helps m...

5
Being able to access this family loan really helps me out every year. Once I have paid it all back I then continue to save which also helps me out Reviewed on: 6th July 2025

Credit union have helped me and my family massively...

5
Credit union have helped me and my family massively over the years it’s such a good idea for family’s on low income Reviewed on: 6th July 2025

I have enjoyed saving and being able to go into my s...

5
I have enjoyed saving and being able to go into my savings when needed. It’s been really easy to use this service and very handy to have in these uncertain times. Reviewed on: 6th July 2025

Help me out as a young mum especially the affordable...

5
Help me out as a young mum especially the affordable loans you get also this really helps because saving your money can be quite difficult especially with a child but knowing you can save money and withdraw at the limit is great. Reviewed on: 6th July 2025

This has been a like a life line when I have been st...

5
This has been a like a life line when I have been struggling and had nobody to help I don't know what I would of done with out it x Reviewed on: 6th July 2025

It helps me so much being a single mother and strugg...

5
It helps me so much being a single mother and struggling in this economy Reviewed on: 5th July 2025

Always polite staff happy to help

5
Always polite staff happy to help Reviewed on: 5th July 2025

Amazing company to use, customer service is great an...

5
Amazing company to use, customer service is great and very easy to use Reviewed on: 5th July 2025

Fir savings and loans I’m forever grateful to MCU wi...

5
Fir savings and loans I’m forever grateful to MCU without them I’d be in a sorry place x Reviewed on: 5th July 2025

Relief, sleep good.

5
Relief. Helped me move forward, changing house and paymg courses. Reviewed on: 5th July 2025

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