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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2174 reviews)

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4.93

Based on 2,174 reviews, last reviewed 13th Mar 2026

23% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2174)

First Class all round service

Manchester Credit Union is the only loan company I've used since I found them. I regularly renew my loan, I find it a great help, and the savings come in great use also. Renewing is easy and the staff having been very helpful, efficient and professional and everything is dealt with very quickly. Since I started with Manchester credit union I've never had a loan from anyone else. Reviewed on: 18th May 2022

Helped me when I needed it

Didn’t have great credit rating as a single mum. These guys helped with a couple of loans and eventually to save. Easy to use and helps within the community. Reviewed on: 18th May 2022

Highly recommended

Very pleased as a member and I don’t regret anything Reviewed on: 18th May 2022

MCU

A great credit union with outstanding ethics with excellent customer service Reviewed on: 18th May 2022

Excellent

Never had a single issue since I joined this credit union, simply peace of mind. Customer service is excellent Reviewed on: 18th May 2022

Very efficient process with a friendly team would highly recommend

My experience with Manchester credit union has been basically straight forward and quite simple to understand. Not only is it really helpful I’ve found but the repayment scheme is really good too! Reviewed on: 18th May 2022

Helpful, straight-forward service.

Manchester Credit Union provide a service which is both easy to understand, accessible and fair. Reviewed on: 18th May 2022

Wish I would have known sooner!

Very happy to have learned about mcu. Its been so helpful in times of need. Being able to save in an easy but secure way is great! You can use the app to manage your repayments and savings too! The repayments are manageable and the staff are always helpful and friendly! We had an unexpected funeral to pay for around Christmas time and we have children and we was told about mcu and the loan really did help us... then we carried on using mcu since and have been saving too! Thankyou mcu Reviewed on: 18th May 2022

Great service

Great friendly service from them always. I’ve been a member for many years and have recommended them many times to people Reviewed on: 18th May 2022

Friendly, efficient, and professional

I enjoy being a part of the credit union, I find the staff friendly, no-nonsense, and down-to-earth. They always deal with my enquiries efficiently and with a high degree of professionalism. Reviewed on: 18th May 2022

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