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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.84 (3966 reviews)

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4.84

Based on 3,965 reviews, last reviewed 14th Jul 2026

141% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I think Manchester credit union is a great way to le... I think Manchester credit union is a great way to lend money and not be able to get into much debt either, it’s manageable and I would recommend to fr... Read more Reviewed on: 14th July 2026

Latest lowest rating:

1

Only interested in your credit score. Only interested in your credit score. You are just a number. Reviewed on: 20th June 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

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Manchester Credit Union Loans reviews (3966)

Save the date

Initially borrowed money towards my wedding. Was able to top up the loan when needed. Reviewed on: 9th July 2025

Good overall experience

I found that the loan was straight forward to apply for. The interest and fees were explained clearly and are value for money. It is easy to pay extra, or change payment dates, but it can be difficult to get through to the team on the phone. Reviewed on: 9th July 2025

My experience was good and I will definitely recomme...

My experience was good and I will definitely recommend to others Reviewed on: 9th July 2025

en i was at my darke...

Credit union was there for me when i was at my darkest moment. And they helped me get out of debt and made it possible for me not to get in any more debt x Reviewed on: 9th July 2025

Fantastic to find this helped us out a lot with the...

Fantastic to find this helped us out a lot with the family loan for bills. And on top savings as well. Reviewed on: 9th July 2025

The best loans

I have never had any issues, this is always helpful and my life saver Reviewed on: 9th July 2025

Never had any issues with getting what I ask for, th...

Never had any issues with getting what I ask for, they are always quick to respond to my enquiries. Really good value and helps massively Reviewed on: 9th July 2025

I have been with MCU for many years now and the safe...

I have been with MCU for many years now and the safety blanket available to top up existing loans when they are below a certain amount is really comforting and helpful. Reviewed on: 9th July 2025

credit union is a member of my family

I really feel like credit union is a member of my family they have help me out so many times over the past 15 years there good people live them all Reviewed on: 9th July 2025

Family loan

I applied for a £500 family loan a couple of years ago, the process was quick and repayments were made from my child benefit payments. Reviewed on: 9th July 2025

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