Write a review

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (2049 reviews)

View other Manchester Credit Union products

4.94

Based on 2,049 reviews, last reviewed 18th Jul 2025

2973% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Manchester Credit Union - always amazing Manchester Credit Union - always amazing Reviewed on: 18th July 2025

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

Read all reviews Write a review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

Manchester Credit Union Loans reviews (2049)

Amazing, understanding about people in difficult situations

Amazing, been with them a few years now and there always amazing at helping people in need when needed Reviewed on: 13th June 2021

MCU get my vote

MCU have helped me countless of times when I’ve needed a loan.. Thank you to those that have helped me. Reviewed on: 12th June 2021

Life changers x

I am soo happy that I was told about mcu they are brilliant and have got me out of a horrible vicious circle of debt and worry! I would recommend to anyone they are very professional and polite on the phone and my loan was in my bank and my debts where paid off soo quickly I can’t thank them enough :) now I have one low monthly payment and a lot less stressed about money! Thank you xxx Reviewed on: 11th June 2021

Amazing staff

Nothing but praise for this credit union Reviewed on: 11th June 2021

Quick and reliable

Found this service is personal and quick Reviewed on: 11th June 2021

great service

manchester Credit union , staff are always helpfull , low cost loans Reviewed on: 10th June 2021

always helpful

Quick at replying and always helpful when communicating Reviewed on: 9th June 2021

Brilliant!

Fantastic service! Told all my friends about credit union and the fact that you save at the same time is brilliant. Thankyou credit union! Reviewed on: 9th June 2021

Life saver

I've had multiple loans from Manchester credit union over the years & the process is easy straightforward and the staff are very friendly and helpful.. Joining Manchester credit union has been a life saver for me! Reviewed on: 9th June 2021

Totally save me!

I have been with the credit union for the last 5 years give or take and they really helped me out of a bad situation when my husband got a parking fine I went in to my local branch and asked about the family loan and they helped me straight away and this loan is a life saver as well as the loan I have also started saving money for once in my life!!!!! Reviewed on: 8th June 2021

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loans
from Smart Money Cymru Community Bank 4.41 from 23 reviews
Personal Loan
from On Stride Financial 3.85 from 5 reviews
Personal Loan
from TSB 3.10 from 19 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.90 from 480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub