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Manchester Credit Union: Loans reviews

4.94
Based on 2,078 reviews, last reviewed 31st Oct 2025
98% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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4%
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1%
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0%
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0%

Latest highest rating:

5

Very good and easy to use, especially online. Very good and easy to use, especially online. Reviewed on: 31st October 2025
Clare f's avatar
Clare f

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2078)

A Lifesaver!

5
After joining Manchester Credit Union, I had never known or received so much flexibility or access when applying for a Family Loan. What makes this particular service so ideal for me is that I can easily pay it off weekly without it affecting my budget, yet also allowing me to save funds at the same rate in which it takes to clear my outstanding balance. Once my balance is clear I can if I so wish to reapply for another Loan. This service has literally been a lifesaver for me and my family and as a single parent, I have benefited deeply from a low-interest affordable loan that I could never possibly apply for from any high street bank and in such an easy and unbiased manner. The application process is uncomplicated and I would highly recommend it to others and I have done so. Reviewed on: 24th June 2021

Excellent service

5
It always feels very personal and have recommended to numerous people Reviewed on: 23rd June 2021

Best lending and customer service business.

5
I have always found the credit union to be most helpful and a company to rely on. Reviewed on: 23rd June 2021

Great service

5
Has helped me to get back on track and save a little. Reviewed on: 23rd June 2021

Great Advice

5
Very happy with the service I have received Reviewed on: 22nd June 2021

Efficient and Caring

5
When dealing with the Manchester Credit Union, I always feel valued. Problems are sorted fairly and kindly. They are an amazing organisation in this day of greedy money lenders, and even greedier, inefficient banks. Reviewed on: 22nd June 2021

The best in Greater Manchester

5
My friend introduce me to Manchester credit union and im so happy. Always answer all your enquiries very fast, loan fast asual and good customer service Reviewed on: 22nd June 2021

Best team EVER.

5
Such a professional team to approach. Always helpful and really understanding with the customers needs. Reviewed on: 21st June 2021

Great way to borrow and save

5
Easy to understand application, T&C etc.. Great way to save, lower Apr than payday loans. Reviewed on: 21st June 2021

Helpful and fast

5
I have used this company for a couple of years now and I have found the service very good. They are very helpful and provide an excellent service. Reviewed on: 20th June 2021

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