Write a review

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (2114 reviews)

View other Manchester Credit Union products

4.94

Based on 2,114 reviews, last reviewed 17th Dec 2025

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Thank you Very helpful Very helpful thanks I’ve found this so helpful when I need some extra help Reviewed on: 17th December 2025

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

Read all reviews Write a review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

Manchester Credit Union Loans reviews (2114)

Excellent

I've had an excellent experience with them I've had a family loan for a couple of years now and able to top up after a certain amount of time also help if I'm in financial difficulties Reviewed on: 27th June 2021

Credit union got me back on track

Prior to using credit union I was using high interest doorstep loans,Manchester Credit unions low interest loans got me back on track and I saw my savings flourish Reviewed on: 27th June 2021

Helpful, good communication!

Always helped me with any information regarding my loan saving and when I am eligible for a top up, the communication is 10/10, the time it takes to recieve an email and any documentation is very fast I dont even wait half an hour for a reply in regards to my enquiry, they are always helpful and I am grateful for their hard work, dedication and fairness in regards to loans. Thank you MCU! Reviewed on: 27th June 2021

Simple, friendly and efficient

Love using Manchester Credit Union both for savings and loans. They are really helpful and friendly, the app is simple to use. Reviewed on: 27th June 2021

Good

Good customer service and fast payouts Reviewed on: 27th June 2021

Great company.

Great loans company. No hidden extras. Would highly recommend. Reviewed on: 24th June 2021

A Lifesaver!

After joining Manchester Credit Union, I had never known or received so much flexibility or access when applying for a Family Loan. What makes this particular service so ideal for me is that I can easily pay it off weekly without it affecting my budget, yet also allowing me to save funds at the same rate in which it takes to clear my outstanding balance. Once my balance is clear I can if I so wish to reapply for another Loan. This service has literally been a lifesaver for me and my family and as a single parent, I have benefited deeply from a low-interest affordable loan that I could never possibly apply for from any high street bank and in such an easy and unbiased manner. The application process is uncomplicated and I would highly recommend it to others and I have done so. Reviewed on: 24th June 2021

Excellent service

It always feels very personal and have recommended to numerous people Reviewed on: 23rd June 2021

Best lending and customer service business.

I have always found the credit union to be most helpful and a company to rely on. Reviewed on: 23rd June 2021

Great service

Has helped me to get back on track and save a little. Reviewed on: 23rd June 2021

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Citrus Loans 2.33 from 3 reviews
Home loan (discontinued)
from 1st Stop (inactive company) 0.00 from 0 reviews
Personal Loans
from Lending Works 4.38 from 7 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.90 from 480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub