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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2163 reviews)

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4.93

Based on 2,163 reviews, last reviewed 4th Mar 2026

66% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2163)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Always helpful.

Always helpful. Very good help and advice Reviewed on: 10th July 2025

Peace of mind when you need it.

Low interest to pay back and you save money whilst paying off your loan. It's such a relief knowing Manchester credit union can help you out when you really need it. Reviewed on: 10th July 2025

Great used for years

Great used for years very regularly Reviewed on: 9th July 2025

Using for years now never no problems I tell friends...

Using for years now never no problems I tell friends and family about it when I've messaged always a quick reply Reviewed on: 9th July 2025

Easy access to loans with little charge

Easy access to loans with little charges Reviewed on: 9th July 2025

Fantastic straight forward service staff are amazing...

Fantastic straight forward service staff are amazing and totally understand that time are tufand don't judge and go above and beyond to help you Reviewed on: 9th July 2025

Fantastic service

Ive never had an issue with the service has to offer. Very quick answer reliable. Thank you for your help Reviewed on: 9th July 2025

I love that I’m able to get a loan given to me quick...

I love that I’m able to get a loan given to me quickly when I need it but I love that it’s easy to repay and also makes it that it saves up money for me alongside it Reviewed on: 9th July 2025

The app is easy to use and staff are great with help...

The app is easy to use and staff are great with helping resolve any issues! Reviewed on: 9th July 2025

I have used MCU for over 2 years and the customer se...

I have used MCU for over 2 years and the customer service has been top notch. Interest rates are very good and there is flexibility with payment terms Reviewed on: 9th July 2025

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