Smart Money People Logo

Manchester Credit Union: Loans reviews

4.93
Based on 2,177 reviews, last reviewed 17th Mar 2026
30% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Lovely staff and great app ! Lovely staff and great app. Easy to work Reviewed on: 17th March 2026
Laura k's avatar
Laura k

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2177)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

These are fantastic

5
If you need any help someone is always there on the fone or email to answer any questions iv never had a issue with MCU fantastic company Reviewed on: 18th May 2022

Absolutely amazing

5
Such a good thing to have absolutely amazing helped my family out in hard times. Staff are amazing and friendly. In the pandemic this has been a god send for us Thank you Reviewed on: 18th May 2022

Reliable, fast

5
Process was so quick and easy to do have recommended to a few people Reviewed on: 18th May 2022

Helpful

5
Super helpful, fast timely responses to any queries Reviewed on: 18th May 2022

Brilliant

5
The credit union has been brilliant in regards to help with short term loans and saving with their account has been fantastic Reviewed on: 18th May 2022

Amazing experience.

5
Everyone running this credit u ion are so friendly and if they can't help they point you in a direction that should help. Absolutely amazing Reviewed on: 18th May 2022

Amazing service

5
Great helpful service & people that work there are friendly & helpful Reviewed on: 18th May 2022

Excellent service when I needed the most

5
Really easy to set up and arranged payment same day they really helped me out fantastic customer service Reviewed on: 18th May 2022

Couldn't ask for better service

5
I had a problem when setting up my account,over the phone my problem was dealt with there and then by a great staff member and since then I've had nothing but great service Reviewed on: 18th May 2022

Excellent all around

5
Fast efficient service Polite staff Thank you Reviewed on: 18th May 2022

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Manchester Credit Union?

    View all products