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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (2182 reviews)

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4.92

Based on 2,182 reviews, last reviewed 20th Mar 2026

12% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent and efficient service. Excellent and efficient service. Applied for a loan and was accepted same day. MCU loans are so helpful for a single mum like myself Reviewed on: 20th March 2026

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2182)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Best team EVER.

Such a professional team to approach. Always helpful and really understanding with the customers needs. Reviewed on: 21st June 2021

Great way to borrow and save

Easy to understand application, T&C etc.. Great way to save, lower Apr than payday loans. Reviewed on: 21st June 2021

Helpful and fast

I have used this company for a couple of years now and I have found the service very good. They are very helpful and provide an excellent service. Reviewed on: 20th June 2021

Helpful

They are very helpful when you have any issues withdrawing from you saving has been so much more easier to access which is great Reviewed on: 18th June 2021

Life saver

Been using Manchester credit union for 5 years, affordable easy to pay loans without huge Apr and also saving while repaying is a bonus. Reviewed on: 18th June 2021

Loans and savings

The best loan company. Not only do they help you and their low interest is the best on the market they also help you save. Whilst paying a loan I have also saved money at the same time! They don’t put you under stress like all other Loan companies. They are understanding and I wouldn’t go anywhere else if I need a helping hand Reviewed on: 16th June 2021

Happy customer

Fast easy service I'm very happy using mcu ☺ Reviewed on: 16th June 2021

Friendly service

Very helpful explaining everything and they make the process quick and easy Reviewed on: 15th June 2021

Easy and affordable loan

Was a really easy process as well as being affordable the customer service is perfect and helpful. Reviewed on: 15th June 2021

Fantastic company

Very helpful, they approved my loan within a few hours and got it paid into my account the next payment time that day Reviewed on: 14th June 2021

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