Write a review

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2177 reviews)

View other Manchester Credit Union products

4.93

Based on 2,177 reviews, last reviewed 17th Mar 2026

20% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Lovely staff and great app ! Lovely staff and great app. Easy to work Reviewed on: 17th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

Read all reviews See your review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2177)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Amazing staff

Nothing but praise for this credit union Reviewed on: 11th June 2021

Quick and reliable

Found this service is personal and quick Reviewed on: 11th June 2021

great service

manchester Credit union , staff are always helpfull , low cost loans Reviewed on: 10th June 2021

always helpful

Quick at replying and always helpful when communicating Reviewed on: 9th June 2021

Brilliant!

Fantastic service! Told all my friends about credit union and the fact that you save at the same time is brilliant. Thankyou credit union! Reviewed on: 9th June 2021

Life saver

I've had multiple loans from Manchester credit union over the years & the process is easy straightforward and the staff are very friendly and helpful.. Joining Manchester credit union has been a life saver for me! Reviewed on: 9th June 2021

Totally save me!

I have been with the credit union for the last 5 years give or take and they really helped me out of a bad situation when my husband got a parking fine I went in to my local branch and asked about the family loan and they helped me straight away and this loan is a life saver as well as the loan I have also started saving money for once in my life!!!!! Reviewed on: 8th June 2021

Great ethical organisation

Manchester credit union is really fair and flexible and a great choice if you care about what your money does. Reviewed on: 8th June 2021

Local and Understanding

If you are struggling... I implore you to turn to MCU to help you turn things around... Reviewed on: 8th June 2021

Quick affordable helpful

I've been a member of credit union now for a few years and I would be lost without them .. they offer a number services from savings to loans....very affordable and a great way to improve your credit rating I have recommended to my family and friends who are now members too Reviewed on: 8th June 2021

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Oakbrook Finance 4.91 from 608 reviews
Student Loans
from Future Finance 2.50 from 2 reviews
Loans
from Cambrian Credit Union 5.00 from 1 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.90 from 480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub