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Manchester Credit Union: Loans reviews

4.93
Based on 2,178 reviews, last reviewed 18th Mar 2026
20% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I am experiencing technical difficulties, so I was u... I am experiencing technical difficulties, so I was unable to get communications, MCU could have phoned me but they didn't, so the loan was just sittin... Read more Reviewed on: 18th March 2026
Simon R's avatar
Simon R

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2178)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Quick affordable helpful

5
I've been a member of credit union now for a few years and I would be lost without them .. they offer a number services from savings to loans....very affordable and a great way to improve your credit rating I have recommended to my family and friends who are now members too Reviewed on: 8th June 2021

Perfect

5
They were so helpful and friendly, made the whole process as easy and quick as possible, they were such a big help. Reviewed on: 8th June 2021

So easy to use

5
Love credit union. So easy to use. Very handy Reviewed on: 8th June 2021

Family loan

5
Have been a member for several years and always find staff helpful and application/process smooth sailing Reviewed on: 8th June 2021

Great for loans

5
Great to get a loan what u know u can afford to pay back with Not to much extra Reviewed on: 8th June 2021

Friendly helpful staff.

5
The staff are very helpful and professional. quick turnaround Reviewed on: 8th June 2021

Easy

5
Everything was straight forward, the staff explained everything to me (even when I didn’t understand) lovely and friendly staff. Reviewed on: 8th June 2021