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Manchester Credit Union: Loans reviews

4.93
Based on 2,427 reviews, last reviewed 11th Apr 2026
398% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I took a loan from Manchester credit union for home... I took a loan from Manchester credit union for home improvement and the interest rate was very good compared to mainstream lenders and the customer se... Read more Reviewed on: 11th April 2026
Ola A's avatar
Ola A

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026
Joshua R's avatar
Joshua R

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2427)

Best credit solutions for families

5
Fabulous app to use, never had no issues. Gives up to date readings and is very easy to navigate. Both app and website show the features you wish to use. MCU provide the customers with up to date relevant information and also any changes. Nice colour scheme and user friendly service. Reviewed on: 18th May 2022

Well organised company

4
Easy to get along with. Straightforward experiences. Reviewed on: 18th May 2022

The best company around

5
Amazing team always happy to help anyone out & very professional at their jobs. Wouldn’t be with out them! Reviewed on: 18th May 2022

Quick easy & fast with loans

5
Highly recommend these loans are quick easy & fast with no interest Reviewed on: 18th May 2022

Always amazing service

5
The best service always, I love Davi no with my credit union. Reviewed on: 18th May 2022

Giving hope in the time of financial difficulties

5
Every time I need a little extra to finance certain circumstances, I can always count on the Manchester Credit Union. They understand, give time and encourages me how we can move forward. They have never turn me away. I have recomend my daughter to join and she was able to go on holiday for the first time as an adult. All because Credit union have trusted her . We are very, very grateful and thankful that they exist for people like us who need a little in time when money is needed. I would not hesitate to recommend them to people. Reviewed on: 18th May 2022

Friendly service

5
Very friendly polite team always happy to help when needed Reviewed on: 18th May 2022

The best credit union I have ever used

5
I have been with Manchester credit union since 2015, their services are top notch. They have been treating all my issues fairly, be it loans or other related financial issues. Reviewed on: 18th May 2022

Needed now more than ever !

5
Everything is so clear and the staff are oustanding when you need advice... Reviewed on: 18th May 2022

Review

5
Credit union was the best decision i made it helped me alot in hard difficult times and i would deffinetly recomend it to anyone who needs some financial help . Its quick easy and reliable. Reviewed on: 18th May 2022

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