Smart Money People Logo

Manchester Credit Union: Loans reviews

4.93
Based on 2,428 reviews, last reviewed 11th Apr 2026
400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Manchester union credit helps me out when I have no... Manchester union credit helps me out when I have no money Reviewed on: 11th April 2026
Sinead r's avatar
Sinead r

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026
Joshua R's avatar
Joshua R

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

Manchester Credit Union Loans reviews (2428)

There amazing

5
They helped me when I was struggling Reviewed on: 18th May 2022

Easy to use

5
This was easy to set up. It is also easy to deposit and withdraw. Having money away from my main account reduces temptation to sue it Reviewed on: 18th May 2022

Fantastic service and helpful in all aspects

5
Efficient and prompt service Can not fault at all. Reviewed on: 18th May 2022

Awesome rates and good customer service

5
The rates are reasonable on loans and products better then others customer service is awesome and clear information about everything Reviewed on: 18th May 2022

The best

4
Like manchester credit union because it help me to save some money while im repaying le loan. Reviewed on: 18th May 2022

Fab best thing ever x

5
Helped Mr n my family in the darkest n hardtimes thankux Reviewed on: 18th May 2022

Customer service is great

5
Always quick to respond. My redirected money is always on time. Never had any issues but everyone is happy to deal with any enquiries I might have. Reviewed on: 18th May 2022

Easy and accessible funds when required

5
As we are all aware, the purse strings are forever tightening and Manchester Credit Union has been such a massive help when I have been struggling most. The appilcation process, release of funds, and keeping an eye on my account can't be any easier. A fantastic service for those most in need of support. Thank you. Reviewed on: 18th May 2022

They been really thigh on me and I don't know why

3
I've got some money in the post and I really need a loan now and I have full time job but for some reasons I'm not getting a loan. Reviewed on: 18th May 2022

Amazing service

5
So quick and easy amazing service and friendly team always helpful and pleasant to talk to if you have a queries, it’s a brilliant credit union and they have helped me so much. Reviewed on: 18th May 2022

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Manchester Credit Union?

    View all products