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Manchester Credit Union: Loans reviews

4.94
Based on 2,664 reviews, last reviewed 16th Apr 2026
768% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Professionals Very helpful and willing to help the best way possible Reviewed on: 16th April 2026
Radomir Vesely's avatar
Radomir Vesely

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026
Joshua R's avatar
Joshua R

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2664)

Amazing

5
I applied for the family loan, really quick and easy! Would recommend to anyone! Reviewed on: 31st August 2021

Amazing

5
Makes you feel welcome they understand and help with everything Reviewed on: 27th August 2021

Amazing helpful and understanding

5
Credit union is there to help everyway possible and there customer service is amazing I always think people look there nose down at me for needing a little extra income or support but they make you feel so warm and welcome Reviewed on: 27th August 2021

Loans for all

5
Great company easy to apply and quick turnaround only problem no one answers phone Reviewed on: 26th August 2021

happy customer

5
i was over joyed to learn the credit union would be able to loan me some money after losing my mother times were hard caring for my father and older brother while grieving, manchester credit union helped at the worst time and i am so thankfull to them, i would reccomend to everybody! Reviewed on: 12th August 2021

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Quick and fare

5
Mcu are great. Very fast at doing what you need also great for savings . Friendly people Reviewed on: 12th August 2021

Amazing company

5
This company help indervidual people and the community are there hubs. I personally have a family loan with them wich help me out by topping it when I am in need ir school uniforms unexpected bill and recently funeral costs. My only fault is when I applied for slightly bigger loan I was refused just on my credit rateing I thought with me never missing a payment thing may of bee. Diffent unfortunately not so I am limited to 500 loan. There customer service is great always reply super fast and top ups are very straight forward. Reviewed on: 12th August 2021

Superb customer service at Manchester Credit Union, truly a credit union servicing the community.

5
I have experience of dealing with the management and board of Manchester Credit Union, they are fully committed to providing equitable community focused financial services, super management team and staff, Reviewed on: 3rd August 2021

Staff are friendly great way to save

5
Its a brillant idea having the help to be able to get a loan then paying it back as well as saving and the top up loans help a lot staff are also helpful and friendly Reviewed on: 3rd August 2021

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