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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.84 (3992 reviews)

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4.84

Based on 3,988 reviews, last reviewed 20th Jul 2026

83% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The app is really simple to use and understand. The app is really simple to use and understand. The customer service is great and very helpful when calling, resolving issues quickly and effectively. Reviewed on: 20th July 2026

Latest lowest rating:

1

Only interested in your credit score. Only interested in your credit score. You are just a number. Reviewed on: 20th June 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

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Manchester Credit Union Loans reviews (3992)

Credit Union helped me consolidate my debts and made...

Credit Union helped me consolidate my debts and made my financial future better Reviewed on: 17th June 2025

Got the loan each time I’ve paid it off with no prob...

Got the loan each time I’ve paid it off with no problem. It’s such a good think to do if you get paid child benefit each week as your child benefit can pay the loan off and put money aside into the savings pot so you still get half child benefit and half pays back the loan and a pound a week in the savings Reviewed on: 17th June 2025

Always friendly and helpful staff that deal with app...

Always friendly and helpful staff that deal with applications quickly and efficiently. Never had any issues , always recommend to friends and family regarding loans and savings Reviewed on: 17th June 2025

Loan review

Excellent customer service. Great rate with loans. However, have had to raise a dispute due to a consolidation loan being rejected although repayments with the alternative were company were higher and being managed. Reviewed on: 17th June 2025

I took out a family loan a while ago and it’s super...

I took out a family loan a while ago and it’s super easy for me to borrow again when some is paid off I can borrow again up to the £500 limit Reviewed on: 17th June 2025

Once approved, loans can be in your account on the s...

Once approved, loans can be in your account on the same day. Reviewed on: 17th June 2025

I have never had problems getting a loan and the int...

I have never had problems getting a loan and the interest are low. Reviewed on: 17th June 2025

Unclear information about a loan application

It's not very clear on whether the loan as been approved or not. I have received email notifications asking for further information but unable to provide the details as it won't allow the recipient of the message to receive sensitive information. I then receive an email that my loan has been approved and will receive the funds. The information provided is contradictory and I am unsure what is going on. Reviewed on: 17th June 2025

Very easy to use very quick response

Very easy to use very quick response Reviewed on: 17th June 2025

Met Caroline at Wythenshawe and she was very underst...

Met Caroline at Wythenshawe and she was very understanding and helpful. Caroline made the application process straightforward. I received my money a few days after. Also I have now got used to using the app plus online. Reviewed on: 17th June 2025

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