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Manchester Credit Union: Loans reviews

4.84
Based on 3,992 reviews, last reviewed 20th Jul 2026
78% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good and simple Great lay out on app easy to understand Reviewed on: 20th July 2026
CD's avatar
CD

Latest lowest rating:

1

Only interested in your credit score. Only interested in your credit score. You are just a number. Reviewed on: 20th June 2026
Lola H's avatar
Lola H

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

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Manchester Credit Union Loans reviews (3997)

Once approved, loans can be in your account on the s...

5
Once approved, loans can be in your account on the same day. Reviewed on: 17th June 2025

I have never had problems getting a loan and the int...

5
I have never had problems getting a loan and the interest are low. Reviewed on: 17th June 2025

Unclear information about a loan application

4
It's not very clear on whether the loan as been approved or not. I have received email notifications asking for further information but unable to provide the details as it won't allow the recipient of the message to receive sensitive information. I then receive an email that my loan has been approved and will receive the funds. The information provided is contradictory and I am unsure what is going on. Reviewed on: 17th June 2025

Very easy to use very quick response

5
Very easy to use very quick response Reviewed on: 17th June 2025

Met Caroline at Wythenshawe and she was very underst...

5
Met Caroline at Wythenshawe and she was very understanding and helpful. Caroline made the application process straightforward. I received my money a few days after. Also I have now got used to using the app plus online. Reviewed on: 17th June 2025

Excellent work

5
Always respond to my messages same day always help if needed Reviewed on: 17th June 2025

They have helped me through some tough times

5
They have helped me through some tough times Reviewed on: 17th June 2025

Ever great being a member of the Most dependable cre...

5
Ever great being a member of the Most dependable credit union, one I can trust to provide support in times of need. I raise a glass to celebrate Manchester credit union because you never fail to serve and live up to expectations of your teeming members. BRAVO Reviewed on: 17th June 2025

Really helpful to put money into a saving for you to...

5
Really helpful to put money into a saving for you to save without being able to touch it which is good! Reviewed on: 17th June 2025

Definitely helps out

5
It’s good, and has definitely helped me out Reviewed on: 17th June 2025

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