Write a review

Newsletter

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.85 (4150 reviews)

View other Manchester Credit Union products

4.85

Based on 4,149 reviews, last reviewed 1st Oct 2026

84% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Life saver Always have a fantastic service it really help in need of times Reviewed on: 1st October 2026

Latest lowest rating:

1

A truthful honest review I find them very rude the replies when you explain what loan is needed for there responses are blunt and they don’t care I think it’s the worst credit... Read more Reviewed on: 3rd September 2026

Read all reviews Write a review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

Manchester Credit Union Loans reviews (4150)

MCU is very good!

Love MCU always get money very quickly!! I use it for Christmas normally!! Reviewed on: 1st July 2026

Fab Credit Unions

I have a revolving family loan with MCU and it’s a fantastic help the pay back rate is reasonable and the fact you can renew quickly and easily is great Reviewed on: 1st July 2026

The application process was easy to navigate.

The application process was easy to navigate. One was updated at every stage the rates were reasonable Reviewed on: 1st July 2026

very refliable and helpful messages could be respond...

very refliable and helpful messages could be responded to faster sometimes other than that all good Reviewed on: 1st July 2026

I was newly moved to uk, I need to improvement my ho...

I was newly moved to uk, I need to improvement my house unfinished and I wasn't have enough money, thank you for Manchester Credit Union for your support. This is really helpful company Reviewed on: 1st July 2026

I had a great experience with Manchester Credit Union.

I had a great experience with Manchester Credit Union. The loan application process was simple and straightforward, and the staff were friendly, professional, and helpful throughout. They explained everything clearly and kept me informed at every stage. I would definitely recommend them to anyone looking for a reliable lender. Reviewed on: 30th June 2026

It’s amazing very helpful.

It’s amazing very helpful. Listened to not judged. Makes me feel comfortable Reviewed on: 30th June 2026

Excellent experience and will continue with them!

I have been with Manchester credit union now for many years. And they are so helpful especially around Christmas time. It’s been a life saver for me and my children over the years. I will be continuing to use these forever. Reviewed on: 30th June 2026

Amazing loans and savings .

Very easy to apply and fast pay out. Helps when we need it most. Amazing that it helps you save money to x Reviewed on: 30th June 2026

So friendly, helpful and easy to access

So friendly, helpful and easy to access Reviewed on: 30th June 2026

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Bradford District Credit Union 4.71 from 558 reviews
Loans
from The Money Co-op 4.85 from 262 reviews
Personal Loan
from Cahoot 4.17 from 3 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.75 from 1289 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub