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Manchester Credit Union: Loans reviews

4.84
Based on 3,875 reviews, last reviewed 3rd Jul 2026
2870% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Manchester credit union is extremely very reliable a... Manchester credit union is extremely very reliable and very helpful service. Staff are very polite and friendly Reviewed on: 3rd July 2026
Frances s's avatar
Frances s

Latest lowest rating:

1

Only interested in your credit score. Only interested in your credit score. You are just a number. Reviewed on: 20th June 2026
Lola H's avatar
Lola H

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (3877)

I’ve just heard about this so I applied to get furni...

5
I’ve just heard about this so I applied to get furniture for my son and I after going through quite some trouble and being single. It was a relief to know there something like this that can help me save to not be in this situation again Reviewed on: 8th June 2026

Good customer service but sometimes systems let it down

4
Good customer service, have been a member for years. On a couple of occasions the systems are down meaning you can't access money. On a couple of occasions I have had an automated message to say my loan payment is late, this has been a system error but does cause distress. It is usually rectified easily by speaking to someone. Things are put in place quickly, for example when I applied for my loan I got a decision and the money within a day. Reviewed on: 8th June 2026

Life changes in this hard times

5
Easy to talk when you get hold of someone Reviewed on: 8th June 2026

Always helpful whenever I have been in need

5
Always helpful whenever I have been in need Reviewed on: 8th June 2026

Easy to save and repay loan without having to think...

5
Easy to save and repay loan without having to think about it. If I ever need to drae down from the accounts the process is simple and funds are received promptly. Reviewed on: 8th June 2026

I have used the family revolver loan afew times when...

4
I have used the family revolver loan afew times when needed. Reviewed on: 8th June 2026

I have never had an issue applying for a loan, pay b...

5
I have never had an issue applying for a loan, pay back rates are very reasonable Reviewed on: 7th June 2026

My experience has been very positive, and I am real...

5
My experience has been very positive, and I am really happy to be a member of Manchester Credit Union. It suits my needs because it helps me save money. Every three months, I can withdraw £150 through the Family Revolving Loan, which is very helpful for me. I have been with them for 13 years, and I honestly cannot complain about anything. Their service has always been excellent. Reviewed on: 7th June 2026

Confident review

5
Easy to contact and get support from when need it and I've only been with them a short time but I find it easier to save with them while gaining credit, I've already recommended my partner to the company and just waiting for a response for him. Reviewed on: 7th June 2026

Very helpful

5
Very helpful and good service. Good communication and customer service Reviewed on: 7th June 2026

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