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Manchester Credit Union: Loans reviews

4.85
Based on 4,149 reviews, last reviewed 1st Oct 2026
84% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Life saver Always have a fantastic service it really help in need of times Reviewed on: 1st October 2026
Carla's avatar
Carla

Latest lowest rating:

1

A truthful honest review I find them very rude the replies when you explain what loan is needed for there responses are blunt and they don’t care I think it’s the worst credit... Read more Reviewed on: 3rd September 2026
Danielle's avatar
Danielle

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (4150)

Manchester credit union has helped our family a lot...

5
Manchester credit union has helped our family a lot through hard times a the cost of living crisis.it is quick and easy to apply with friendly helpful staff and a great variety of loans to suit your personal needs with low cost repayment plans helps you repay without struggling.would definitely recommend to others and I wouldn’t use any other company.thankyou mcu. Reviewed on: 2nd July 2026

experience very good very good very good

5
experience very good very good very good Reviewed on: 2nd July 2026

They lift financial burden of peoples shoulder

5
They lift financial burden of peoples shoulder Reviewed on: 2nd July 2026

Excellent customer service and I would recommend to...

5
Excellent customer service and I would recommend to any one Reviewed on: 2nd July 2026

I feel like MCU are more likely to try and help thos...

5
I feel like MCU are more likely to try and help those with bad credit. They give people a chance which is often a lifeline. Reviewed on: 1st July 2026

Great interest rates on loans

5
I have always found the process of getting a loan very quick and non intrusive. The interest rates are really competitive and having the flexibility to pay off more when I have the funds means I pay less interest Reviewed on: 1st July 2026

Staff always sound happy in their work, always chee...

5
Staff always sound happy in their work, always cheerful. I found explanations regarding offers and other items. Helped me to get the app. on my phone. Excellent all round. Reviewed on: 1st July 2026

It is a friendly service which helps you feel like y...

5
It is a friendly service which helps you feel like you can carry on and cope with day to day expensesThe staff are helpful and compassionate to your situation I cant praise them enough Reviewed on: 1st July 2026

I love the family loan as it so quick and easy and g...

5
I love the family loan as it so quick and easy and great in a sticky situation, and the staff at our branch are so friendly and helpful, I love them Reviewed on: 1st July 2026

Process is completely online with quick turn around...

5
The process is completely online and with quick turnaround. I got my funds with in the time. Also the interest rates are lesser compared with other banks. I recommend this. Thank you. Reviewed on: 1st July 2026

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