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Manchester Credit Union: Loans reviews

4.94
Based on 2,067 reviews, last reviewed 25th Sep 2025
53% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely brilliant and very friendly staff Absolutely brilliant and very friendly staff Reviewed on: 25th September 2025
Deena M's avatar
Deena M

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2067)

Helpful, friendly and efficient

5
Always helpful friendly staff. Quick and efficient service. Have been a member of MCU for many years and so have other family members and we can’t fault them. Reviewed on: 2nd July 2025

Stressless money to help

5
Manchester Credit Union is an organisation that people can rely on in hardship time when there is no hope anywhere to access stress less money to support a good cause. Reviewed on: 2nd July 2025

Always there to help in times that crop up unexpecte...

5
Always there to help in times that crop up unexpectedly. Very fast , efficient, service and great for saving also. Reviewed on: 2nd July 2025

So good for single parents as it’s also a saving poi...

5
So good for single parents as it’s also a saving point and a loan service to also it gets taken from your child benefit so you can’t miss payments Reviewed on: 1st July 2025

Really helps you to save better and also gives you a...

5
Really helps you to save better and also gives you access to a incredibly low interest loan once a year Reviewed on: 1st July 2025

Love having these really helps u

4
Love having these really helps u Reviewed on: 1st July 2025

Level of satisfaction

5
Very good experience with services utilised including access to loans in times of need and savings. Reviewed on: 1st July 2025

Very helpful and excellent service

5
Very helpful and excellent service Reviewed on: 1st July 2025

Family loans

4
I've been using Manchester credit union family loans for around 5 years really helps out at xmas and birthdays and is really easy to apply for, I would recommend Reviewed on: 1st July 2025

I’ve joined MCU more than 6 years now all the staff...

5
I’ve joined MCU more than 6 years now all the staff are excellent especially Mrs Babara I forgot the Surname Reviewed on: 1st July 2025

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