Smart Money People Logo

Manchester Credit Union: Loans reviews

4.93
Based on 2,162 reviews, last reviewed 2nd Mar 2026
91% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Lovely stafff help you 100% amazing Lovely stafff help you 100% amazing Reviewed on: 2nd March 2026
Amber 's avatar
Amber

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2162)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Great customer service from Manchester credit union

5
Great customer service from Manchester credit union. Always very helpful when I call with any enquiries. I have been a customer for many years now and each time I apply for a loan or have any questions about my savings, I receive exceptional customer service. Reviewed on: 2nd July 2025

Helpful and useful

5
Manchester credit union has been really helpful and useful throughout the years. Reviewed on: 2nd July 2025

Great service thank you so much great

5
Great service thank you so much great Reviewed on: 2nd July 2025

Great app/website, easy transactions

5
Great app/website, easy transactions Reviewed on: 2nd July 2025

Very easy to ise never had a problem

5
Very easy to ise never had a problem Reviewed on: 2nd July 2025

Very helpful customer service is also very understan...

5
Very helpful customer service is also very understanding Reviewed on: 2nd July 2025

Help when needed

5
Great help when needed a boost at christmas and again just before kids break up highly recommend quick aand easy to apply Reviewed on: 2nd July 2025

I use it to save and also for loans when...

5
I use it to save and also for loans when im in need Reviewed on: 2nd July 2025

Manchester credit union is an easy and affordable wa...

5
Manchester credit union is an easy and affordable way to borrow money and there is no worries about paying it back as it comes out of your wages. They are also great for helping you save to. Reviewed on: 2nd July 2025

No other words then absolutely brilliant

5
No other words then absolutely brilliant Reviewed on: 2nd July 2025