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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (2067 reviews)

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4.94

Based on 2,067 reviews, last reviewed 25th Sep 2025

79% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Absolutely brilliant and very friendly staff Absolutely brilliant and very friendly staff Reviewed on: 25th September 2025

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2067)

Reliable & helpfu..

Reliable & helpful, seems to be about helping the customer Reviewed on: 28th June 2025

A community working for the community.

I have always found the staff at MCU helpful friendly and supportive. I have a brain injury and they are patient with me as I can struggle speaking and understanding information given to me. They always make sure I’ve fully understand what we’ve discussed and explain what options are available for me. They give excellent advice on other services that are available for me and checked that I am claiming other benefits that someone with my health problems is entitled to. They helped with emergency payments when I’ve had no money for food. I think there absolutely wonderful. My illness prevents me from working at the moment and I get distressed at times because as a single parent it’s so difficult to make ends meet. But they are empathetic and supportive and I always feel better about myself after speaking with them. There peoples people and will always do their best to help. They make you feel that community spirit that has disappeared from so many other institutions like banks ! I give them 10 out of 10 and am ever so grateful for all the help and support they have given me. Thank you MCU. Reviewed on: 28th June 2025

Fantastic service.

Fantastic service. There when you need them Reviewed on: 27th June 2025

Amazing helps as a single mum with upkeeping the hou...

Amazing helps as a single mum with upkeeping the house unforseen things breaking and Xmas and birthdays so good for saving too Reviewed on: 27th June 2025

Value for money quick withdrawal and can save as muc...

Value for money quick withdrawal and can save as much or as little as you want Reviewed on: 27th June 2025

Helpful, handy and all round simple

I had a loan from the credit union to help pay off a high interest debt. If it wasn’t for them with there easy, quick and inclusive way of supporting people like me, the stress would have impacted me further and I don’t know what I would have done. Reviewed on: 27th June 2025

They are a good service for lending money

They are a good service for lending money Reviewed on: 27th June 2025

Helping low income families.

I have found using the service of a family loan very helpful and convenient but I think it's a little inconvenient that you aren't eligible for any other loans when you already have a family loan which is £500 if you were aloud a small personal loan would be better for single parents and make a huge difference and help financially. Reviewed on: 27th June 2025

It’s amazing, it helped me so much though out the mo...

It’s amazing, it helped me so much though out the month. And always top when it’s the right account. Reviewed on: 27th June 2025

A real lifeline

The service has always been excellent and a real lifeline for me, helpful and courteous staff who really want to help. Reviewed on: 27th June 2025

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