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Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.93
Based on 3,212 reviews, last reviewed 12th May 2026
1597% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is very good, excellent i am happy with the exper... It is very good, excellent i am happy with the experience Reviewed on: 12th May 2026
Leanne's avatar
Leanne

Latest lowest rating:

2

No response within 5 working days No response within 5 working days Reviewed on: 11th May 2026
Orangzaib A's avatar
Orangzaib A
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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (3212)

It’s like saving as theres no interest rate so helps...

5
It’s like saving as theres no interest rate so helps a lot Reviewed on: 22nd April 2026
Catherine's avatar
Catherine

It’s very easy and convenient.

5
It’s very easy and convenient. And also we have an option to repay the amount whenever we want in between. Reviewed on: 22nd April 2026
Shyamsunder p's avatar
Shyamsunder p

Best experience

5
I’ve had a really positive experience with Manchester Credit Union when it comes to loans. The whole process was straightforward and easy to understand, which made a big difference for me. I didn’t feel overwhelmed or confused at any point, and everything was explained clearly. What stood out the most was how supportive and respectful the staff were. They took the time to listen to my situation without any pressure or judgment, and I felt like they genuinely wanted to help rather than just approve a loan. That personal approach made me feel comfortable and confident in my decision. The loan itself was affordable, with fair repayment terms that suited my budget. It helped me manage my finances without adding extra stress, which is something I really value. Payments were simple to set up, and I always knew where I stood. Overall, I would definitely recommend Manchester Credit Union to anyone looking for a reliable and trustworthy loan provider. They offer a service that feels personal, fair, and focused on helping people rather than just making profit. Reviewed on: 22nd April 2026
Char's avatar
Char

Been with Manchester credit union for 7 years.

5
Been with Manchester credit union for 7 years. Easy to apply for a loan and easy to save in savings. Customer service has always been great when needed. Reviewed on: 22nd April 2026
Laura Sobanski's avatar
Laura Sobanski

Manchester Credit Union has help mt to fulfil some o...

5
Manchester Credit Union has help mt to fulfil some of my dreams and to help my family financially. Without their help I could not have done it. Reviewed on: 22nd April 2026
Paula Latouche 's avatar
Paula Latouche

There like family always there to help

5
There like family help me for past 20 odd years years don’t no what I wud of done them Reviewed on: 22nd April 2026
Sarah powers's avatar
Sarah powers

Amazing experience, very informative & detail.

5
Amazing experience, very informative & detail. On loan agreement & interest rate Reviewed on: 22nd April 2026
Jettau U's avatar
Jettau U

Never had a problem with these and when I’ve needed...

5
Never had a problem with these and when I’ve needed help they have helped me they have never put me down about my problems and the repayment rates are brilliant the family loan also renews itself rather than having to apply and wait it can now be instantly withdrawn Reviewed on: 22nd April 2026
Talitha B's avatar
Talitha B

Their when needed the most

5
Easy to use, their when needed the most. Kind caring and very understanding Reviewed on: 22nd April 2026
Kirsty w's avatar
Kirsty w

MCU amazing

5
manchester credit union sre amazing for loans and saving quick easy and no problems atall Reviewed on: 22nd April 2026
Leanne W's avatar
Leanne W

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