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Manchester Credit Union: Loans reviews

4.93
Based on 2,163 reviews, last reviewed 4th Mar 2026
66% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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4%
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1%
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0%
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Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2163)

Loan review.

5
Efficient friendly and helpful. The system they use is was quick from start to finish. Application form is easy to follow and easy to access. Reviewed on: 30th June 2025

Fantastic service

5
Great help when going through difficult times or when unexpected bills crop up. No hidden small print or ridiculous fees. Exactly what it says on the tin. Easy and simple to apply, speedy processing and great communication from the team. Great help for families and would definitely recommend to anyone who was in need Reviewed on: 30th June 2025

Little helpers

5
Always there when you need them. Reviewed on: 30th June 2025

Great help!

5
Great help! Really good how it just takes the money straight from the benefit then gives you the rest and that you can top up Reviewed on: 30th June 2025

Amazing customer service

5
Always been very helpful with me everytime I have had to speak to someone, amazing way to save and also borrow money Reviewed on: 30th June 2025

Every little helps

5
Ongoing loan has really helped when ive needed it most, to support my daughter and I. Reviewed on: 30th June 2025

They offer good value for money and were very quick...

5
They offer good value for money and were very quick in giving me a loan once I provided the necessary information. Reviewed on: 30th June 2025

Great service

5
The service was very good. Helped work out incoming and outgoings, ensuring the amount borrowed was affordable. Reviewed on: 30th June 2025

always good to help and advise its easy and simple t...

5
always good to help and advise its easy and simple to apply for loans Reviewed on: 30th June 2025

Amazing and very fast on paying out never had a prob...

5
Amazing and very fast on paying out never had a problem Reviewed on: 30th June 2025

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