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Manchester Credit Union: Loans reviews

4.94
Based on 2,067 reviews, last reviewed 25th Sep 2025
82% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely brilliant and very friendly staff Absolutely brilliant and very friendly staff Reviewed on: 25th September 2025
Deena M's avatar
Deena M

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2067)

Easy to apply and excellent rates.

5
Easy to apply and excellent rates. Choices to pay back loan and flexibility for duration of the loan. Reviewed on: 27th June 2025

I’m Happy with credit union great customer service a...

5
I’m Happy with credit union great customer service and being able to get loan is great and being able to top up Reviewed on: 26th June 2025

Friendly staff always helpful and understanding

5
Friendly staff always helpful and understanding Reviewed on: 26th June 2025

I have had a really good experience.

5
I have had a really good experience. All staff I have ever spoke to have been really helpful and polite. I would definitely recommend. Reviewed on: 26th June 2025

Brilliant

5
App very easy to use, communication is very good with a quick reply to messages. Easy to access your money and easy to understand Reviewed on: 26th June 2025

Since almost 5 years ago I have been with Manchester...

5
Since almost 5 years ago I have been with Manchester credit union, I never regret for once. Their staffs are generous and professional. Reviewed on: 26th June 2025

I’ve been saving with this credit union for years, t...

5
I’ve been saving with this credit union for years, the staff are always helpful, loans are cheaper than going to a lot of banks, easy access to my cash, it’s also a great way to save money having it taken from my wages. They are also great for money advis Reviewed on: 26th June 2025

Helpful when we need it the most

5
Helpful when we need it the most Reviewed on: 26th June 2025

Overall a great company.

5
Overall a great company. They help families survive off their family loans, they provide financial support to out difficult times and it’s efficient and generous. Reviewed on: 26th June 2025

MCU Review

5
Website and app are very user friendly, the team respond quickly and provide excellent service Reviewed on: 26th June 2025

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