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Manchester Credit Union: Loans reviews

4.93
Based on 2,163 reviews, last reviewed 4th Mar 2026
66% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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4%
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Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2163)

Extremely helpful and adorable .

5
So far it’s been helpful when needing a little extra money as I can either take some from savings or renew my family loan and because it’s no interest the outgoings are more affordable Reviewed on: 30th June 2025

Fast and reliable, always helps to have available wh...

5
Fast and reliable, always helps to have available when running low or have unexpected costs Reviewed on: 30th June 2025

Great help at hard times.

5
Great help at hard times. Easy use of app and great friendly help from staff. Reviewed on: 30th June 2025

All Good Things

5
I find Manchester Credit Union really good, whenever I ring with an Issue they are able to sort it straight away, the staff are always friendly. I find if I send a message through the App I get a response pretty quick. Reviewed on: 30th June 2025

Fantastic company!

5
I’ve used your company for many years and it has helped me in time of need or when I’ve just needed some extra cash to fall back on! Such a speedy service even more so since you’ve changed how yous do things! Honestly couldn’t fault yous and I think it’s great you have to save at least £1 a month into your savings as when your payed up you have a little pot waiting for you if needed or can choose to carry on adding to it. I’ve recommended credit union to many people over the years and will continue to do so! Keep doing what yous are doing because it really makes a difference. Thankyou Reviewed on: 30th June 2025

Always had a good experience.

5
Always had a good experience. Nice to know I have something to depend on in a pickle Reviewed on: 30th June 2025

Always fast and friendly.

5
Always fast and friendly. The systems are easy to use and the costumer advisers are always friendly and helpful. Highly recommended. Reviewed on: 30th June 2025

I have been with Manchester Credit Union for a while...

5
I have been with Manchester Credit Union for a while initially using the family loan service but have also used them to save. Fantastic company. Even when I had problems logging in they sorted it straight away! Extremely responsive and helpful I can no fault them. Reviewed on: 30th June 2025

A Happy Customer for 10 Years!!

5
I have been a member of Manchester Credit Union for approximately 10 years and during that time, I have used their services on a number of occasions. I like the way they look at their customers as people and their actual circumstances when considering loan applications. I have never been refused a loan, and I personally think it is due to this. I like how a small amount of your monthly repayment is put into your savings, which builds up without you even realising. I would highly recommend Manchester Credit Union to anyone!! Reviewed on: 30th June 2025

Excellent service and fast transfers

5
Excellent service and fast transfers Reviewed on: 30th June 2025

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