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Manchester Credit Union: Loans reviews

4.93
Based on 2,163 reviews, last reviewed 4th Mar 2026
66% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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4%
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1%
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0%
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Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2163)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Manchester credit union has been a great hand in ter...

5
Manchester credit union has been a great hand in terms of struggling and saving knowing you have something to fall back on is a great feeling Reviewed on: 30th June 2025

Excellent

5
Staff are always quickly on hand with any problems. Actually getting a loan or top up loan has always been a smooth and quick process. Reviewed on: 30th June 2025

Good from the start been on credit union for 3 years...

5
Good from the start been on credit union for 3 years now never had any problems and if I did staff at the hub would always guide me and help me to get to where I needed. It’s a good concept because it also helps me to save which I’ve never done before Reviewed on: 30th June 2025

Great experience to date, the customer advisors are...

5
Great experience to date, the customer advisors are helpful and clear. Reviewed on: 30th June 2025

Life saver

5
Brilliant it's help me out many times Reviewed on: 30th June 2025

Great company, very friendly

5
Great company, always get back to me quickly. Friendly staff Reviewed on: 30th June 2025

excellenct

5
A nice easy process all the time, staff always friendly & accomadating . Reviewed on: 30th June 2025

I’ve had a great experience with Manchester credit u...

5
I’ve had a great experience with Manchester credit union, always helpful when I am in need of some advice Reviewed on: 30th June 2025

Fast an easy process staff very helpful with activat...

5
Fast an easy process staff very helpful with activation thanks Reviewed on: 30th June 2025

Such an easy process from start to finish and they r...

5
Such an easy process from start to finish and they really help you when you need it. I also love the fact you are also saving at the same time as there is a savers pot they put some money into when paying them back. Would absolutely recommend to anyone needing an easy and fast process loan and looking to save up at the same time and the customer service is also amazing and fast response if you have any questions or help with anything Reviewed on: 30th June 2025