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Manchester Credit Union: Loans reviews

4.94
Based on 2,068 reviews, last reviewed 7th Oct 2025
90% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Effective application process , helpful staff and qu... Effective application process , helpful staff and quick responses to queries and processing Reviewed on: 7th October 2025
FT's avatar
FT

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
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Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2068)

Great loan and savings company.

5
It has helped buy things for my daughter like clothes and toys. It is a great for savings to help buy things for your children or child. I would highly recommend them. Reviewed on: 25th June 2025

I have been using credit union for a few years now a...

5
I have been using credit union for a few years now and I have always found it easy to use and reliable it has really helped me when I need it the most I also find it easy to contact customer services who has always been polite and professional I have recommended credit union to friends and family Reviewed on: 25th June 2025

I was struggling and no one to help I turned to my l...

5
I was struggling and no one to help I turned to my local council and was dismissed and became homeless I spoke with credit union Manchester and they helped me meaning I could find a homeless shelter until my benefits came through. Reviewed on: 25th June 2025

Credit union has helped me to consolidate all my deb...

5
Credit union has helped me to consolidate all my debts into one affordable monthly payment. Reviewed on: 25th June 2025

It was easy and a straight forward experience and I’...

5
It was easy and a straight forward experience and I’d recommend the Union to everyone Reviewed on: 25th June 2025

Community spirited union

5
I have been a member since 2009 and from joining up i have been part of the credit union family. I say family because they never make me feel any less and no question to hard to answer. I have even got my daughter and son inlaw on board. Credit union are all about the community and making everyone feel included. Reviewed on: 25th June 2025

Brilliant service all round.

5
Brilliant service all round. Really helped me out a lot when I needed it the most. Reviewed on: 25th June 2025

They always help and very friend on the phone so ble...

5
They always help and very friend on the phone so blessed to have that little bit of extra help when needed thankyou so much to Manchester credit union Reviewed on: 25th June 2025

Excellent service

5
Really easy loan application, straight forward to understand what you pay back and when. Reviewed on: 24th June 2025

Never had any problems, payments have always gone in...

5
Never had any problems, payments have always gone into my bank very quickly. Customer service is amazing. Reviewed on: 24th June 2025

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