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Manchester Credit Union: Loans reviews

4.84
Based on 3,882 reviews, last reviewed 4th Jul 2026
2883% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable & easy to save or borrow Reliable & easy to save or borrow Reviewed on: 4th July 2026
Loulo's avatar
Loulo

Latest lowest rating:

1

Only interested in your credit score. Only interested in your credit score. You are just a number. Reviewed on: 20th June 2026
Lola H's avatar
Lola H

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

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Manchester Credit Union Loans reviews (3882)

Mcu help me at a crucial time in my life when I need...

5
Mcu help me at a crucial time in my life when I needed financial help because my mother diedĺ Reviewed on: 29th May 2026

A lifeline for single parents

5
As a single mother Manchester credit union has saved me more times than I can count, even with the Christmas savers pot it really helps out for Christmas etc... I always recommend it to my family and friends as it's the most affordable way to lend without getting single parent households into debt... Great service Reviewed on: 29th May 2026

Very good service, applying and repaying is really...

5
Very good service, applying and repaying is really easy Reviewed on: 29th May 2026

Affordable financial services

5
Great financial offers and support, efficient service but would prefer more person contact then all online Reviewed on: 29th May 2026

very helpful when i need a little extra help and eas...

5
very helpful when i need a little extra help and easy to use Reviewed on: 29th May 2026

Easy to understand simple and clear

5
Easy to understand simple and clear Reviewed on: 29th May 2026

Always lovely and friendly.

5
Always lovely and friendly. Helpful when needed in such horrible circumstances. Thank you everyone. Reviewed on: 29th May 2026

Helped me a lot when I was struggling for transport...

5
Helped me a lot when I was struggling for transport money with my son constantly in and out of hospital with sezuires Reviewed on: 28th May 2026

I have been with Manchester Credit Union for a coupl...

5
I have been with Manchester Credit Union for a couple of years and they are nothing short of amazing! Great loan and savings options. I recently had some unexpected outgoings financially and was one week short of being eligible to withdraw some funds from my loan, the lovely employee over the phone said they can send me something from my savings whilst I wait to access funds from my loan. Really helpful and saved me getting into debt by applying for a loan elsewhere to cover my unexpected expense! Reviewed on: 28th May 2026

Credit union is life changing

5
It’s really helped me in my time of need I can always rely on helpful customer service with no judgment. It’s helped me better manage my money and savings. I’ve been using credit union for the past few years now and it’s the best decision I’ve made. I’ve recommended this service to friends and family who are also very happy with how reliable and convenient it is to save and also have the family loan to fall back on in times of need. Reviewed on: 28th May 2026

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