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Manchester Credit Union: Loans reviews

4.94
Based on 2,068 reviews, last reviewed 7th Oct 2025
92% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Effective application process , helpful staff and qu... Effective application process , helpful staff and quick responses to queries and processing Reviewed on: 7th October 2025
FT's avatar
FT

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2068)

Love how eacy it is to save how eacy to get a family...

5
Love how eacy it is to save how eacy to get a family loan and love how qwick you can draw your cash out when need it Reviewed on: 24th June 2025

Great service

5
Staff are so helpful, always explain everything so I can understand. Affordable loans :) Reviewed on: 24th June 2025

Great service - very helpful in time of need

4
Great service - very helpful in time of need Reviewed on: 24th June 2025

Help to save for rainy days

4
Manchester Credit Union have helped me on more than one occasion to save for a rainy day. I have also had loans in times of need and have found the repayment options very manageable. The interest rate could have been a little lower, that would have been the icing on the cake! Reviewed on: 24th June 2025

Family loan

4
I took out a family loan and have topped it up a couple of times to help out over christmas Reviewed on: 24th June 2025

Excellent service

5
Convenient a great way to save used for years and I dont miss the money as taken from child benefit Reviewed on: 24th June 2025

Excellent

5
Customer service is really helpful and straightforward. The app overall is brilliant and easy to use. Credit union is that little extra help when times are hard which I’m sure every one can appreciate Reviewed on: 24th June 2025

Thay have been so help full for me and my family

5
Thay have been very good with me .helps people save money .it's avery good thing to be in helps you go on holidays too .just there when u need them Reviewed on: 24th June 2025

Great, no one else would give me loans with reasonab...

5
Great, no one else would give me loans with reasonable APR ,even with good credit history, because I was young and post pandemic. Reviewed on: 24th June 2025

I spoke with Manchester credit on the phone and the...

5
I spoke with Manchester credit on the phone and they helped me out really quickly, great customer service and I had an affordable loan paid out very quickly. Would highly recommend. Plus it's a great way to put money into a savings Reviewed on: 24th June 2025

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