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Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.94
Based on 2,068 reviews, last reviewed 7th Oct 2025
92% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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1%
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0%
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0%

Latest highest rating:

5

Effective application process , helpful staff and qu... Effective application process , helpful staff and quick responses to queries and processing Reviewed on: 7th October 2025
FT's avatar
FT

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
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Katie
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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2068)

Needed to get a family loan and the process was so s...

5
Needed to get a family loan and the process was so smooth and easy. Reviewed on: 24th June 2025
Katie t's avatar
Katie t

Satisfactory

5
Overall good experience in every way very friendly polite Reviewed on: 24th June 2025
Ella c's avatar
Ella c

Brilliant company

5
Helped me so much financially and even using my saving was a bonus and you don’t even realise how much you can save . Reviewed on: 24th June 2025
Iram's avatar
Iram

Excellent

5
I was a little nervous about joining MCU but I found the process Very easy and quick. Communication was excellent and easy to follow. Would definitely recommend to family and friends. Reviewed on: 24th June 2025
Nicola S's avatar
Nicola S

Good as always

5
Good always fast and efficient and easy to Acess when needed Reviewed on: 24th June 2025
Joanne b's avatar
Joanne b

I have been with MCU now for several years and it’s...

5
I have been with MCU now for several years and it’s helped me out immensely, service is excellent and very helpful Reviewed on: 24th June 2025
Ashley g's avatar
Ashley g

Manchester credit union has helped me out a lot I ha...

5
Manchester credit union has helped me out a lot I have bin with them for about 8 years now so easy and simple and I always get the money the same day Reviewed on: 24th June 2025
Sammyjo j's avatar
Sammyjo j

Brilliant company

5
Credit union was recommended to me by family years ago and I've never looked back.since. Reviewed on: 24th June 2025
Natasha C's avatar
Natasha C

Fab service

5
MCU has been a great help to myself, the saving account is definitely worth it Reviewed on: 24th June 2025
Jess's avatar
Jess

Always easy to deal with and easy to access fund whe...

5
Always easy to deal with and easy to access fund when needed Reviewed on: 24th June 2025
Hayley's avatar
Hayley

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