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Manchester Credit Union: Loans reviews

4.93
Based on 2,163 reviews, last reviewed 4th Mar 2026
66% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2163)

Value for money quick withdrawal and can save as muc...

4
Value for money quick withdrawal and can save as much or as little as you want Reviewed on: 27th June 2025

Helpful, handy and all round simple

5
I had a loan from the credit union to help pay off a high interest debt. If it wasn’t for them with there easy, quick and inclusive way of supporting people like me, the stress would have impacted me further and I don’t know what I would have done. Reviewed on: 27th June 2025

They are a good service for lending money

5
They are a good service for lending money Reviewed on: 27th June 2025

Helping low income families.

5
I have found using the service of a family loan very helpful and convenient but I think it's a little inconvenient that you aren't eligible for any other loans when you already have a family loan which is £500 if you were aloud a small personal loan would be better for single parents and make a huge difference and help financially. Reviewed on: 27th June 2025

It’s amazing, it helped me so much though out the mo...

5
It’s amazing, it helped me so much though out the month. And always top when it’s the right account. Reviewed on: 27th June 2025

A real lifeline

5
The service has always been excellent and a real lifeline for me, helpful and courteous staff who really want to help. Reviewed on: 27th June 2025

Great loan service

5
Great loan service as you don’t get yourself into debt! Would highly recommend! Reviewed on: 27th June 2025

Help so much

4
They are amazing with helping that little extra over the months, I have recommended friends who have signed up and has helped them too Reviewed on: 27th June 2025

massive help when i needed it the most

5
Amazing response , really helpful and a massive help when i needed it the most. Reviewed on: 27th June 2025

Manchester credit union always come to my rescue

5
I have been borrowing loans from Manchester credit union for years in so desperate situations and they have always come to my rescue. They are so fast and efficient. Reviewed on: 27th June 2025

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