Smart Money People Logo
Go to business site
Share this page
Link copied

Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.93
Based on 3,202 reviews, last reviewed 12th May 2026
1582% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The staff are non-judgemental, very sincere in their... The staff are non-judgemental, very sincere in their approach of explaining products with a clear view of what you need Reviewed on: 12th May 2026
Ang's avatar
Ang

Latest lowest rating:

2

No response within 5 working days No response within 5 working days Reviewed on: 11th May 2026
Orangzaib A's avatar
Orangzaib A
Read all reviews Write a review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Manchester Credit Union Loans reviews (3202)

Bee with MCU for years, never had any issues and eve...

5
Bee with MCU for years, never had any issues and every transaction and interaction has been so easy. Reviewed on: 18th April 2026
Jade h's avatar
Jade h

I wish I had known about it sooner!

5
I wish I had known about it sooner! Its so much easier doing this through child maintenance I dont even notice the payments anymore and the loans have helped us so much,and you cant get into trouble with debt with them. Reviewed on: 18th April 2026
Kelly b's avatar
Kelly b

Every time l apply for a loan it’s very easy and the...

5
Every time l apply for a loan it’s very easy and the money comes vey quick and straight into your account within a short time and manageable terms of payment.The greatest thing the money is deducted from my wages making it easier for me to.l don’t have to worry about the direct debit, thinking there might be no money in my account. Reviewed on: 18th April 2026
Linda 's avatar
Linda

Brilliant

5
Manchester credit union really pulled me out of a hole I was stuck in! Especially with the savings scheme they have. So I pay back my loan and save money into another account at the same time. They also have a bingo game once a month you can join Reviewed on: 18th April 2026
Mumtofour's avatar
Mumtofour

Easy way to save

5
I found manchester credit union in a time where saving felt impossible, and with 3 children being able to withdraw is quick and easy for those emergency expenses, especially around the holidays, I can easily see what loans to saving I have and everything is so much easier using the app. Reviewed on: 18th April 2026
Knico's avatar
Knico

always good to have when in need of some extra...

5
always good to have when in need of some extra cash Reviewed on: 18th April 2026
sta's avatar
sta

My sister told me about MCU and I thought id give it...

5
My sister told me about MCU and I thought id give it a go and I was really happy how easy it was to apply and customer services was helpful and quick responding to my enquiries..and once id paid back £150 I could take it out again if I really needed to..definitely recommend MCU..keep doing a great job for the community of Manchester what a great way to help people that get refused elsewhere.. Reviewed on: 17th April 2026
Karen w's avatar
Karen w

Always there to help

5
When I was in desperate need to have help feeding my child manchester credit union was there, and at the same time helped me to start saving! Reviewed on: 17th April 2026
Rachel's avatar
Rachel

Best ever

5
The rate are lower than all the places I have enquired. Very helpful and professional. Reviewed on: 17th April 2026
Onika K's avatar
Onika K

Manchester credit union has always been my number on...

5
Manchester credit union has always been my number one go to when it comes to loans, reliable and efficient. Even on occasions when I have struggled, they were always ready to listen and help Reviewed on: 17th April 2026
Opeoluwa A's avatar
Opeoluwa A

Review Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill