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Manchester Credit Union: Loans reviews

4.93
Based on 3,201 reviews, last reviewed 12th May 2026
1580% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use service and very helpful Easy to use service and very helpful Reviewed on: 12th May 2026
Natalie Nicholson 's avatar
Natalie Nicholson

Latest lowest rating:

2

No response within 5 working days No response within 5 working days Reviewed on: 11th May 2026
Orangzaib A's avatar
Orangzaib A

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (3201)

I heard from a friend about the family loans, it was...

5
I heard from a friend about the family loans, it was easy to apply and when I got accepted I was thrilled. I got my loan out as I become a newly single mum to my almost one year old so it really helped me with basic necessities jut give me that little bit of help I needed. And it’s so helpful when your abit short you can always rely on it. It’s quick and simple and easy to withdraw. Reviewed on: 17th April 2026

Really helpful and can count on them when you really...

5
Really helpful and can count on them when you really need it the most 5 star Reviewed on: 17th April 2026

Always been very helpful, and messages are replied t...

5
Always been very helpful, and messages are replied to straight away Reviewed on: 17th April 2026

Hi I’m a 39 year old disabled mum off 5 children.

5
Hi I’m a 39 year old disabled mum off 5 children and credit union really help me out not only on giving me a loan but also making payments on that loan quick easy and stress free as I’m very forgetful so the fact that I can just have my child benefits sent straight to them and they take payments out as well as put some in a saving for me then send differents back to me makes it so simple and I don’t have the stress off missing payments and falling behind as I’m so forgetful due to medications I’m on. I love it and it really helps. I’ve already told family members about you guys thank you very much Reviewed on: 17th April 2026

This is the best way of saving money whilst having a...

5
This is the best way of saving money whilst having access to emergency funds through the loan they provide. No way of messing up payments which means you have the security of knowing once your balance is at the right point you can access more funds, highly reckoned its so helpful Reviewed on: 17th April 2026

Great support & CS

5
Over the last couple of years I have had a massive struggle after having to come out of work to tend to my son who has disability’s. The support I’ve recieved has been great, always very cheerful when spoken and very understand & supportive Reviewed on: 17th April 2026

I Manchester credit union always

5
I don't know where I would be if I didn't have an account with Manchester credit union as they help me to purches furniture out right as otherwise would take me a very long time to save, and I am able to save money with them to so its a win win with Manchester Credit union I wouldn't go with any other now MCU always. Reviewed on: 17th April 2026

A great way to get money out and save

5
A great way to get money out and save Reviewed on: 17th April 2026

Very convenient and easy to access

5
Very convenient and easy to access Reviewed on: 17th April 2026

I love being able to borrow money when funds are run...

3
I love being able to borrow money when funds are running low. Times are tough at the minute and having a cushion either Manchester credit union is a relief. The only difficulty is when applying for a loan the selection process of repayment is a little tricky. Reviewed on: 17th April 2026

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