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Manchester Credit Union: Loans reviews

4.93
Based on 2,163 reviews, last reviewed 4th Mar 2026
66% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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4%
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1%
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0%
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0%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2163)

Brilliant

5
App very easy to use, communication is very good with a quick reply to messages. Easy to access your money and easy to understand Reviewed on: 26th June 2025

Since almost 5 years ago I have been with Manchester...

5
Since almost 5 years ago I have been with Manchester credit union, I never regret for once. Their staffs are generous and professional. Reviewed on: 26th June 2025

I’ve been saving with this credit union for years, t...

5
I’ve been saving with this credit union for years, the staff are always helpful, loans are cheaper than going to a lot of banks, easy access to my cash, it’s also a great way to save money having it taken from my wages. They are also great for money advis Reviewed on: 26th June 2025

Helpful when we need it the most

5
Helpful when we need it the most Reviewed on: 26th June 2025

Overall a great company.

5
Overall a great company. They help families survive off their family loans, they provide financial support to out difficult times and it’s efficient and generous. Reviewed on: 26th June 2025

MCU Review

5
Website and app are very user friendly, the team respond quickly and provide excellent service Reviewed on: 26th June 2025

Very helpful.

5
Very helpful. Friendly staff, app is easy to use and always get a fast response Reviewed on: 26th June 2025

Brilliamt service and friendly and helpful staff!

5
Brilliamt service and friendly and helpful staff! Reviewed on: 26th June 2025

Easy helpful way of saving / picking your self back...

5
Easy helpful way of saving / picking your self back up when your struggling in a financial situation. Affordable way of lending a loan and paying it back in small amounts! Reviewed on: 26th June 2025

It’s a really good thing to be in

5
It’s a really good thing to be in Reviewed on: 26th June 2025

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