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Manchester Credit Union: Loans reviews

4.84
Based on 3,886 reviews, last reviewed 5th Jul 2026
2947% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love credit union as a young mum it really has hslpe... Love credit union as a young mum it really has hslped me save so she can have the best Christmas and birthdays Reviewed on: 5th July 2026
Caydi j's avatar
Caydi j

Latest lowest rating:

1

Only interested in your credit score. Only interested in your credit score. You are just a number. Reviewed on: 20th June 2026
Lola H's avatar
Lola H

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (3887)

I love the help i receive over time, always been hel...

5
I love the help i receive over time, always been helped no matter what. Very helpful and useful service Reviewed on: 22nd May 2026

100% Recommend!

4
I have overall had a great experience using Manchester Credit Union. The staff are always helpful when asking questions and help to solve any issues promptly. Reviewed on: 22nd May 2026

unsure how to pay in and top up my account but other...

4
unsure how to pay in and top up my account but otherwise good Reviewed on: 22nd May 2026

I applied to get a loan through my child benefit and...

5
I applied to get a loan through my child benefit and it was the best thing i ever did. It helps me save and manage money and its always there for an emergency! Reviewed on: 22nd May 2026

always very helpful and quick payments

5
always very helpful and quick payments Reviewed on: 22nd May 2026

I’ve had a really positive experience with Mancheste...

5
I’ve had a really positive experience with Manchester Credit Union. The staff are always friendly, professional, and genuinely willing to help. The whole process was simple and stress-free, and I felt supported every step of the way. What I appreciate most is how understanding and community-focused they are compared to larger banks. Their loan options are fair, repayments are manageable, and communication has always been clear and helpful. I would definitely recommend Manchester Credit Union to anyone looking for reliable financial support and excellent customer service. Reviewed on: 22nd May 2026

The credit union is so easy to use.

5
The credit union is so easy to use. The revolving credit is amazing as you can top up at anytime. I really recommend them. The only big bear is that you have to wait til you have £150 available before you can top up and you cannot withdraw from your share 1 account if you have an outstanding loan balance. Reviewed on: 22nd May 2026

very good but they don’t answer the phone

5
very good but they don’t answer the phone Reviewed on: 22nd May 2026

Single mother

5
Very good I am a single mother of two and thanks to Manchester credit union I have managed to get on top of debts and go on a holiday which has really helped my mental health Reviewed on: 22nd May 2026

I was so relieved to be able to grt a loan in a shor...

5
I was so relieved to be able to grt a loan in a short space of time Reviewed on: 21st May 2026

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