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Manchester Credit Union: Loans reviews

4.85
Based on 4,152 reviews, last reviewed 3rd Oct 2026
84% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Super quick application and really easy steps. Super quick application and really easy steps. When I applied for a loan, I was offered a better loan by the union which was more tailored to my finan... Read more Reviewed on: 3rd October 2026
Kerry M's avatar
Kerry M

Latest lowest rating:

1

A truthful honest review I find them very rude the replies when you explain what loan is needed for there responses are blunt and they don’t care I think it’s the worst credit... Read more Reviewed on: 3rd September 2026
Danielle's avatar
Danielle

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

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Manchester Credit Union Loans reviews (4152)

MCU have always been great, never had an issue, very...

4
MCU have always been great, never had an issue, very friendly when having to speak to an adviser Reviewed on: 10th June 2026

Very good the customer service is amazing and very h...

5
Very good the customer service is amazing and very helpful the app is Reviewed on: 10th June 2026

AVOID POOR SERVICE

1
Repeatedly paid out money late mo explanation staff are rude and very unhelpful Reviewed on: 10th June 2026

Not heard back about my loan yet taking a while

3
Not heard back about my loan yet taking a while Reviewed on: 10th June 2026

Satisfied ...

5
I’ve had a great experience as all staff I’ve spoken to have been kind understanding and helpful Reviewed on: 10th June 2026

Always there to help never had a problem

5
Always there to help never had a problem Reviewed on: 10th June 2026

I always use credit union when I struggle and always...

5
I always use credit union when I struggle and always pay back Reviewed on: 10th June 2026

Never had a bad experience, been with them for years...

5
Never had a bad experience, been with them for years, and like the fact that you can do a revolving loan and don’t have to wait till it’s all paid off, it’s helped me out so many times Reviewed on: 9th June 2026

Applying was easy just waiting for outcome now

5
Applying was easy just waiting for outcome now Reviewed on: 9th June 2026

I get what i need and they help me when...

5
I get what i need and they help me when i must need Reviewed on: 9th June 2026

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