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Manchester Credit Union: Loans reviews

4.93
Based on 2,163 reviews, last reviewed 4th Mar 2026
66% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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4%
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1%
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0%
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Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2163)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

It was easy for me to get a loan within the shortest...

5
It was easy for me to get a loan within the shortest time and guided throughout the process. They made it easier for me to integrate in Manchester Reviewed on: 26th June 2025

Very easy and straight forward process.

5
Very easy and straight forward process. Supportive team. Good service with good incentives. I was able to consolidate all my debt into one with a loan. Reviewed on: 25th June 2025

lovely customer service , explains well and easy to...

5
lovely customer service , explains well and easy to accesss online Reviewed on: 25th June 2025

Very good and easy to apply and you will get a respo...

5
Very good and easy to apply and you will get a response as soon as possible. Recommend for everyone who is eligible for loan. Great people and their support. Reviewed on: 25th June 2025

Really helps me out when something unexpected comes...

5
Really helps me out when something unexpected comes up and needs paying, Reviewed on: 25th June 2025

Very quick. Amazing

5
Very quick and amazing benefit’s Reviewed on: 25th June 2025

Maximus eyres

4
Easy to apply a join lookin forward to being with use Reviewed on: 25th June 2025

It’s good for what you need and how quick you...

5
It’s good for what you need and how quick you need it Reviewed on: 25th June 2025

Manchester credit union are always quick to answer a...

5
Manchester credit union are always quick to answer any queries loan apps and are always very polite Reviewed on: 25th June 2025

I've never had a problem with credit union much bett...

5
I've never had a problem with credit union much better than any other loan. Reviewed on: 25th June 2025