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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (2124 reviews)

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4.94

Based on 2,124 reviews, last reviewed 30th Dec 2025

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for those who are struggling for a short term... Great for those who are struggling for a short term loan no stress just comes out my child benefit great communication of you need help Reviewed on: 30th December 2025

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2124)

This is literally my lifeline and all staff are alwa...

This is literally my lifeline and all staff are always amazing Reviewed on: 20th June 2025

Always available when needed

Always available when needed Don't understand the busy bee lottery Reviewed on: 20th June 2025

Best Community bank.

Have been with credit union for over ten years, they have never failed me in terms of loan even if am in need of money urgently they still offer me Top up to meet my needs, they have good and experienced staffs they deal with ever complains with experience and best manners , they are 100% better than Bank loans with good rate of interest without any stress so far if you as a customer didn't default of paying back your loan in time you will enjoy Credit Union for the rest of your, l recommended them 100% . CREDIT UNION is my back bone. Please my people what are you still waiting for hurry and go for registration with this our Local community bank, nothing much is required. So many opportunities included Reviewed on: 20th June 2025

MCU have been a life line for me and my family over...

MCU have been a life line for me and my family over the years their loans have loans have helped with Christmas shopping debt car home improvements and a holiday Reviewed on: 20th June 2025

Whenever I need to pay an unexpected bill or car iss...

Whenever I need to pay an unexpected bill or car issue I know that all I have to do is visit my local branch and the funds will be available for me. It's quick and easy to apply and the staff are always helpful Reviewed on: 20th June 2025

I'm glad to have come to u it helps me out and and i...

I'm glad to have come to u it helps me out and and it also helps other people out to save even when people get lones we can buy furniture and helps people to save and go on holiday Reviewed on: 20th June 2025

very helpful and nice vey early improve...

very helpful and nice vey early improve laon Reviewed on: 20th June 2025

Manchester union credit are the best

I have recommended Manchester union credit plenty of times to friends and family in need of help. Pure and simply because I think it has an outstanding service for struggling families who need a bit of help. It is VERY easy to apply for a loan. It is even faster to be accepted and paid for a loan which is so helpful when you have nowhere else to turn to. It also has amazing staff that are so polite over the phone and who have helped me access my account after loosing my details and get money out of my savings in the same hour! I have nothing but great things to say especially as someone on universal credit who offer no help if you already have an outstanding loan but have paid 90% of it back or the full amount as “you have already had one” Manchester union credit will let you get the remaining balance of you’re loan out after paying 50% back with no issues what so ever. It has really help me in the times I’ve needed help the most and have provided things I’ve urgently needed for me and my son Reviewed on: 20th June 2025

They listen and do as they say and that is important...

They listen and do as they say and that is important in customer service also all information is clear and explained to the customer Reviewed on: 20th June 2025

Best credit company I know really helps me and got t...

Best credit company I know really helps me and got to save money at the same time, which was a bonus Reviewed on: 19th June 2025

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