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Manchester Credit Union: Loans reviews

4.93
Based on 2,166 reviews, last reviewed 10th Mar 2026
45% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026
Hl's avatar
Hl

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2166)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Brilliant service doesn’t feel like the worry of len...

5
Brilliant service doesn’t feel like the worry of lending money! Would recommend to anyone Reviewed on: 20th June 2025

Outstanding Service

5
Have always been incredibly easy to deal with, very helpful, pleasant, informative staff, easy to use app, access to a local office, I would happily recommend them to anyone x Reviewed on: 20th June 2025

Credit Union have always been amazing and I will con...

5
Credit Union have always been amazing and I will continue to use them. Reviewed on: 20th June 2025

I've been a customer for a number of years and never...

5
I've been a customer for a number of years and never had any issues. The team have always been helpful Reviewed on: 20th June 2025

The credit union always gets back to me quickly and...

5
The credit union always gets back to me quickly and are kind when dealing with them on the phone. Reviewed on: 20th June 2025

Very helpful call staff and dealt with issues quickly.

5
Very helpful call staff and dealt with issues quickly. Reviewed on: 20th June 2025

Very helpfull, always get back to me rapidly when I...

5
Very helpfull, always get back to me rapidly when I have a issue or query Reviewed on: 20th June 2025

My experience with Manchester Credit Union has been...

5
My experience with Manchester Credit Union has been positive overall. The application process was straightforward, and staff were helpful and respectful throughout. I appreciate the fair lending approach and the clear communication about repayments. The app/online services have also made it easy to manage my account. Reviewed on: 20th June 2025

Very fast at transfers and very helpful if I need to...

5
Very fast at transfers and very helpful if I need to message about a problem Reviewed on: 20th June 2025

Helps me save and helps me when I need money withdra...

5
Helps me save and helps me when I need money withdrawed from the family loan Reviewed on: 20th June 2025

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