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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

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4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

58% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2165)

Fantastic and very easy to use.

Fantastic and very easy to use. Great for saving Reviewed on: 16th June 2025

Great love having it love saving and plus can too u...

Great love having it love saving and plus can too u p my family loans Reviewed on: 16th June 2025

I’ve been with mcu for around 20 years.

I’ve been with mcu for around 20 years. I’ve had loans and saved. The app is great and so easy to use. It’s got me out of some difficult times especially around Xmas. I used to get my loan repayments taken straight out of my wage . The payments are so affordable I didn’t even miss the money as it went straight out. I have recommended credit union to family and friends and they were so grateful for sharing the details rather than them getting into debt with an high interest loan. Reviewed on: 16th June 2025

Revolving loan

Revolving loan is a great way of borrowing money with affordable repayments Reviewed on: 16th June 2025

Easy process, not expensive friendly service

Easy process, not expensive friendly service Reviewed on: 16th June 2025

The best credit union

Helped when mostly needed. Struggle to get a loan but they came thru. Reviewed on: 16th June 2025

It has been amazing and now it’s been updated to a r...

It has been amazing and now it’s been updated to a revolving loan I love it Reviewed on: 16th June 2025

My friend recommended Manchester credit union to me...

My friend recommended Manchester credit union to me and they have been amazing since day one, help with anything and are amazing for loans and savings. I would definitely recommend to other people, especially single mums, etc Reviewed on: 16th June 2025

CU got your back when there’s no one

CU got your back when there’s no one Reviewed on: 16th June 2025

Very quick and very easy to use!!

Very quick and very easy to use no issues whatsoever everything is very straight forward would highly recommend Reviewed on: 16th June 2025

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