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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.85 (4152 reviews)

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4.85

Based on 4,152 reviews, last reviewed 3rd Oct 2026

84% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Super quick application and really easy steps. Super quick application and really easy steps. When I applied for a loan, I was offered a better loan by the union which was more tailored to my finan... Read more Reviewed on: 3rd October 2026

Latest lowest rating:

1

A truthful honest review I find them very rude the replies when you explain what loan is needed for there responses are blunt and they don’t care I think it’s the worst credit... Read more Reviewed on: 3rd September 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

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Manchester Credit Union Loans reviews (4152)

For the people

They know how to explain how things work in easy terms for everyone to understand Reviewed on: 15th May 2026

So grateful they were there

In the midst of an emergency and Christmas a few days away, I genuinely don't know what I would've done without manchester credit union. The customer service team I spoke to were so lovely and informative, and with it being an emergency, the speed at which I was able to receive the loan was invaluable!! The repayments are affordable and a small percentage goes into a shares pot which is nice to see accumulate. I don't like to borrow money I can't afford so am quite meticulous with my finances but would always recommend MCU to anyone asking me about money borrowing advice. Reviewed on: 15th May 2026

Quick customer care and easy to top up loan

Everytime I have had a issue with my account I was able to call and there was never no fuss customer support are always quick to answer and quick to sort it all out which I’m grateful for they also make it easier to top up loans too Reviewed on: 15th May 2026

Manchester credit union is dependable ,always access...

Manchester credit union is dependable ,always accessible and highly responsive towards meeting customers needs and family/families like mine.We are grateful and appreciate. Regards,Ada. Reviewed on: 15th May 2026

Great for families struggling in times of hardship d...

Great for families struggling in times of hardship due to cost of living Reviewed on: 15th May 2026

Brilliant service from Manchester Credit union.

Brilliant service from Manchester Credit union. They have helped me get back on my feet aswell as making saving that little bit easier! I would definitely recommend to everyone! So so greatful. Reviewed on: 15th May 2026

Great service and quick with decisions

Great service and quick with decisions Reviewed on: 15th May 2026

allways there to help, quick replies to messages

allways there to help, quick replies to messages Reviewed on: 15th May 2026

Been gratifull whit credit union

Been grateful with credit union Reviewed on: 15th May 2026

Great service

I have been with MCR Credit Union for a few years now. The staff are always very helpful and its easy to contact them via the app or phone. Reviewed on: 14th May 2026

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