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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (3173 reviews)

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4.94

Based on 3,173 reviews, last reviewed 11th May 2026

1569% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good easy to use It's good easy takes time sometimes but over all good Reviewed on: 11th May 2026

Latest lowest rating:

1

I applied for loan but I never heard back from... I applied for loan but I never heard back from you Reviewed on: 16th April 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (3173)

Friendly and helpful

They have been very flexible and helpful. When my son stopped getting child benefit they helped me to set up a payment plan to clear the remaining balance. Very friendly in store too Reviewed on: 10th April 2026

I had a really positive experience taking out a loan...

I had a really positive experience taking out a loan with MCU. The process was straightforward and the team were friendly and helpful. The repayments are affordable and fair and it is good to know you are borrowing from an organisation that genuinely supports the local community. Reviewed on: 10th April 2026

Always on time with communication and payments

Always on time with communication and payments Reviewed on: 10th April 2026

Very easy to use, very helpful, informative staff.

Very easy to use, very helpful, informative staff. great to read all the newsletters etc Reviewed on: 10th April 2026

Very helpful and quick to get what you need

Very helpful and quick to get what you need Reviewed on: 10th April 2026

great experience

i spoke to a lovely lady called nicky she was very helpful and friendly Reviewed on: 10th April 2026

As a young mum to 2 kids I really appreciate the loa...

As a young mum to 2 kids I really appreciate the loans, it’s affordable to repay and the have never missed a payment sending my back the money that is left out of my child benefit. The ladies on the phone are absolutely lovely and will help you step my step if needed. They also understand the struggle and do not judge or have an attitude making you feel like you are begging for money, I have used them since my first baby was born in 2019, my credit score allows me to lend off other providers but I am happy with just this one. You have no idea how much this helps, the top ups seems to come when you need it the most for a good shop and school uniforms. I pay £14 back a week it’s so affordable. Thanks to credit union I always have a safety net. Couldn’t be more greatful for this company Reviewed on: 10th April 2026

They have always been helpful and polite and always...

They have always been helpful and polite and always provide clear answers Reviewed on: 10th April 2026

MCU helped with a loan when I was trying to pay scho...

MCU helped with a loan when I was trying to pay school fees, payment of the loan has been favorable too. Will definitely recommend Reviewed on: 10th April 2026

I suffer with severe mental health issues anxiety ocd.

I suffer with severe mental health issues anxiety ocd. Waiting on list to for a diagnosis for ADHD and mcu have helped me with a chance to be able to be o dependent ana learn to mangage money and be a responsible adult Reviewed on: 10th April 2026

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