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Metro Bank: Mortgage reviews

Name: Mortgage
Rating: 3.29 (38 reviews)

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3.17

Based on 38 reviews, last reviewed 30th Jul 2024

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

55%

3 star

2 star

42%

Latest highest rating:

5

Excellent service Staff always helpful when contacting then via telephone - clear answers to questions and timely actions and responses. I have always had good service ... Read more Reviewed on: 30th July 2024

Latest lowest rating:

1

Residential mortgages Why are Metro not lowering their mortgage rates? It’s outrageous they are still over 6% Reviewed on: 9th January 2024

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About this product

Metro Bank is a financial services provider offering a range of products and services, including fixed rate mortgages. A fixed rate mortgage has a set interest rate that lasts a period of time, usually between two and five years, but sometimes ten. Always speak with the lender or an independent advisor if you have any questions or need help understanding your mortgage options.

Buying a home is a large financial decision, so finding the right mortgage is important. We collect Metro Bank fixed rate mortgage reviews. Customer reviews can give you the insight needed to make an informed decision when choosing your new mortgage.

Learn more about Metro Bank’s fixed rate mortgage and how satisfied existing borrowers have been so far. Find out why they chose this mortgage and the good and bad of their experiences so far. Read about the application process and how supportive Metro Bank was throughout. Find out if borrowers would recommend the product to family and friends. All of this and more can be found in our Metro Bank fixed rate mortgage reviews.

If Metro Bank helped you buy your dream home, share your experience with the fixed rate mortgage. Tell us why you chose this mortgage and if you’ve been satisfied so far. Have you experienced any problems throughout the term of your mortgage? If so, how well did Metro Bank handle your concerns? Has the provider kept you up to date with any key mortgage news or updates? Whether good or bad, leave an honest Metro Bank fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

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Metro Bank Mortgage reviews (38)

easy

good product, competitive rate and conditions. as easy a process as could be made (compared to all my other experiences) Reviewed on: 12th March 2021

Excellent service

It was quickly approved, any changes are accommodated happily Reviewed on: 12th March 2021

giving mortgage to only who have excellent credit and money

not helping at all , just want everything perfect from our end. Reviewed on: 8th March 2021

Poor customer service

I have waited for 35 minutes and then they hung up the phone on me very poor service and fucking shit service Reviewed on: 15th June 2020

W

Awful services for businesses. Incompetents and couldn't care less. I've waited for almost 2 months for them to get approved for BBL and test their product. In the first day, it failed. In the second day, I was approved and told the money would be in my account in 24 hours. On the 3rd day, they said they couldn't give me the money without an explanation. It took me 3 days to get in touch with someone to tell me. that they don't know why it was denied and I should send a letter in the post! I am switching now to a real bank, these (starting with the branch managers) are completely useless and incompetent puppets. Reviewed on: 15th June 2020

Thieves

My investment has matured on my one year investmwnt. Metro bank tells me I have to visit my branch even though I'm 78, disaabled and in lockdown. I have to open an internet bank account.which comes through the post! They are still holding on to my life's savings Utterly unacceptable Don't go any where near this bank.To add to the misery everyone of the seven people I spoke to was rude and aggressive Appalling Reviewed on: 6th June 2020

Metro Bank fail to show flexibility and forbearance in response to Covid-19 crisis

I have a 5 year fixed rate buy-to-let mortgage at 3.59% with Metro Bank which expires in August this year. My tenants who have been at the property for 4 years asked if they could pay £600 less per month because they have both lost work since outbreak of Covid-19. I agreed to this because I'm listening to the government's message that it is incumbent on all of us to support our fellow citizens during this crisis. I asked Metro Bank if I could leave my mortgage 4 months early to move to a mortgage rate which is half the rate I'm currently paying and would allow me to continue to provide a roof over my tenants heads. Metro Bank told me I would have to pay £2,307.55 in early redemption charges. I asked if this could be waived and they refused. I am very, very disappointed. Metro Banks's response is definitely not in the spirit of flexibility and support which the government has called upon us to demonstrate. I sent an email to the Metro Bank Chief Executive Daniel Frumkin and the reply was definitely not from him. Shame on Metro Bank that they would prefer to continue to make money from me at a higher interest rate at the expense of keeping a roof over the heads of vulnerable tenants. Reviewed on: 9th April 2020

Our first mortgage

We applied for our first shared ownership mortgage. Metro were recommended to us through our housing association. They were brilliant from the start go! I was totally out of the loop as this was my first time doing anything like this but they made me feel at ease talked me through Step by step and we got there in the end. Wicked customer service and very polite and helpful .. thank you Reviewed on: 15th November 2018

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