Smart Money People Logo

The Money Co-op (Formerly The Co-op Credit Union): Savings reviews

4.97
Based on 351 reviews, last reviewed 15th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Socially helpful savings with fair interest It's great to know that I'm saving with a company that puts its profits back in to the company to support me and other savers and borrowers. The team ... Read more Reviewed on: 15th July 2025
Scott M's avatar
Scott M

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

Members of The Money Co-op can save from just £10 per month.

Savings Pots can be created to help members save for specific goals. Savings accounts are managed online or via the Members App.

The Money Co-op (Formerly The Co-op Credit Union) Savings reviews (351)

Review of the The Money Co-op (Formerly The Co-op Credit Union), Savings:

Instant Access Protected Savings

5
The Instant Access Savings Account is the biggest blessing of my adult working life. I wish I'd known about it years ago! Now into my eighth year - I have a solid savings ethic and a little pot for emergencies without panic and am able to make plans for the future. Linked to Pay Day - it only takes a wee while and you don't notice the money coming out of your wages but you do get the joy of seeing your savings go up and up via the app and the website. If a hiccup comes along - you can instantly get access to what you need - all in the same day too! Couldn't be more efficient or easy to save and withdraw. Reviewed on: 13th May 2025

Professional, responds to messages really quickly.

5
Professional, responds to messages really quickly. Reviewed on: 8th July 2025

Hassle free way to save

5
Excellent way to save with now trouble accessing savings or applying for loans over the many years I have been with them- been a great year over the years with a growing a family Reviewed on: 8th July 2025

Excellent service and co-operative spirit!

5
The Money Co-op provides an efficient and friendly service to me as a saver. I know that the money I invest is available for lending to fellow members which is the kind of mutual spirit I want to see. Reviewed on: 8th July 2025

Easy peasy

5
So easy to save with. Just join up and save through your wage, hassle free transfers also. Reviewed on: 8th July 2025

Friendly service and always getting my questions ans...

5
Friendly service and always getting my questions answered Reviewed on: 8th July 2025

Great service, fast transactions

5
Great service, fast transactions Reviewed on: 8th July 2025

always helpful

5
always helpful and confident in security. Able to withdraw without any fuss. Happy to recommend Reviewed on: 8th July 2025

A support function

5
I have saved with them and recommended them for a number of years. They provide a vital service and are always friendly helpful and informative. Reviewed on: 8th July 2025

Online is easy to access my account

5
Online is easy to access my account Reviewed on: 8th July 2025

Safe saving

5
Good web site and speedy response to queries. Staff are clearly well trained and motivated Reviewed on: 8th July 2025

Do you have a different The Money Co-op (Formerly The Co-op Credit Union) product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from The Money Co-op (Formerly The Co-op Credit Union)?

    View all products