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Moneybox app: Lifetime ISA reviews

4.94
Based on 9,129 reviews, last reviewed 23rd Apr 2026
132400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Very easy to set up with, I had an issue with it rec... Very easy to set up with, I had an issue with it recognising my name but they fixed that within a day. Good experience all round. Reviewed on: 23rd April 2026
James H's avatar
James H

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9129)

Review of the Moneybox app, Lifetime ISA:

Great app - helped me to finally start saving

5
It’s a great app that has allowed me to start saving for my first home. It is extremely easy to use and there is plenty of information available that has helped me utilise the app and manage my money better. I feel a lot more financially literate since having the app and finally be able to start saving. Reviewed on: 9th May 2025

I’ve had a really positive experience with moneybox

5
I’ve had a really positive experience using Moneybox LISA. The app is clean, intuitive, and makes saving for a first home or retirement feel straightforward and achievable. I especially like how easy it is to set up regular contributions and track progress over time—it genuinely helps build good saving habits. One of the standout features is the government bonus, which gets added automatically and gives a real boost to your savings. It’s motivating to see that extra 25% added on top of what you put in. The range of investment options is also great, allowing you to choose a level of risk that suits your goals. Customer support has been reliable whenever I’ve had questions, and overall the platform feels secure and well-managed. For anyone looking to make the most of a Lifetime ISA, Moneybox is a solid, user-friendly choice that takes the stress out of saving. Reviewed on: 15th April 2026

Excellent experience in using Mon...

5
So far I've had an excellent experience in using Moneybox app Reviewed on: 15th April 2026

Moneybox review

5
Moneybox is an easy to use app that has helped me get into investment. The simplicity of the interface and display helps people with limited experience get involved with the process and have the confidence to make sound investments. Reviewed on: 15th April 2026

Pretty good but the interest rates have gone down wh...

4
Pretty good but the interest rates have gone down which isn’t really their fault but there we are Reviewed on: 15th April 2026

Great experience so far, I love the interest

5
Great experience so far, I love the interest Reviewed on: 15th April 2026

No issues at all

5
I use money box to save for a first home, the app is easy to use and quick ! never had to contact customer service over any issues. Very happy Reviewed on: 15th April 2026

Moneybox LISA

5
I recently opened a Lifetime ISA with Moneybox, and as a 20 year old, I’ve been really impressed with the experience. Firstly, the app is incredibly easy to use, making it simple to track savings and understand how my account is growing. I particularly like the visual breakdowns and the ability to set saving goals, which keeps me motivated.The government bonus of 25% on contributions is a major advantage, and being able to start building towards either my first home or retirement feels like a smart move at my age. Moneybox also offers flexible investment options, letting me choose between cash and stocks & shares, which is great for learning about saving and investing early on.The customer support has been very responsive whenever I’ve had questions, and I’ve found the educational content in the app really helpful for understanding how ISAs work. Overall, I would highly recommend Moneybox’s Lifetime ISA to other young adults who want to start securing their future in an easy and rewarding way. Reviewed on: 15th April 2026

Been good at having my savings in one place.

5
Been good at having my savings in one place. Need to see how it is with my deposit for a mortgage but has been good so far Reviewed on: 15th April 2026

Great and useful app

5
A great app with a lot of useful information r.e buying your first home. I also find it helpful to see the projection of my savings, and how to plan ahead. Reviewed on: 15th April 2026

Lovely app, easy to use and navigate.

5
Lovely app, easy to use and navigate. I appreciate the projections and the guides for more information. This is great in making me feel more financially literate and to value to service. I appreciate the reminders on dates in the financial year. Reviewed on: 15th April 2026

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