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Moneybox app: Lifetime ISA reviews

4.94
Based on 9,289 reviews, last reviewed 27th Apr 2026
51400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

I’ve had a LISA with Moneybox for 3 years now. I’ve had a LISA with Moneybox for 3 years now. User friendly app and lots of guidance on buying your first house. Reviewed on: 27th April 2026
Tina K's avatar
Tina K

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9289)

Review of the Moneybox app, Lifetime ISA:

Fantastic app and customer service

5
I’ve been paying into a ‘Help to Buy’ ISA for a few years and have found the app intuitive and pleasing to use. I have on occasion contacted customer services and my experience in this regard is excellent. I highly recommend this service. Reviewed on: 10th March 2023

Moneybox has on of the most impressive interest rate...

5
Moneybox has on of the most impressive interest rates with respect to other financial institutions I've used. They provide prompt help through their timely chat response. The in-app guidance provides clear instructions and signposts customers. Reviewed on: 26th April 2026

Straiforward to figure out.

5
Straiforward to figure out. Some unhelpful ui features and pushing other accounts but can be excused as main product is free Reviewed on: 26th April 2026

The app is so easy to use the reward you get in a li...

5
The app is so easy to use the reward you get in a lifetime. ISA is amazing compared to any other ISA I have used. AND THE INTEREST RATE IS BETTER THAN MOST BANKS. Reviewed on: 26th April 2026

User friendly features and interface.

5
User friendly features and interface. Reviewed on: 26th April 2026

Simple to use

5
Lots of information available on options to be able to make informed choices on different products. Simple to apply for the LISA and encouraging to see predicted as well as actual savings to date. Keeps you motivated. Reviewed on: 26th April 2026

Excellent

5
Always needed an account like this, clear understanding of what my money is doing. Reviewed on: 26th April 2026

Definitely worth it.

5
Definitely worth it. It’s great. Reviewed on: 26th April 2026

Simply amazing

5
I’ve had a really positive experience using Moneybox for my Lifetime ISA. The app is incredibly user-friendly, making it easy to set up and manage my savings without any hassle. I especially like how everything is clearly explained, which is great if you’re not super familiar with investing or ISAs. The round-up feature is a nice bonus—it helps me save little amounts regularly without even noticing. I also appreciate the range of investment options available, so I can choose what suits my goals and risk level. Customer support has been responsive whenever I’ve had questions, and overall the app feels secure and reliable. Watching my savings grow, along with the government bonus, has been really motivating. I’d definitely recommend Moneybox’s Lifetime ISA to anyone looking to save for their first home or for the future in a simple, stress-free way. Reviewed on: 26th April 2026

Love the app, so easy to use and helpful articles.

5
Love the app, so easy to use and helpful articles. I love that I can share my savings with a partner but not link our credit scores together. They provide more than just a savings account, their platform is educational. Reviewed on: 26th April 2026

Good and simple

5
Best return rates (at the time of starting up my LISA account), easy balance tracking as simple to add a buying partner, extensive insights and info about buying, first time buyers, etc. Reviewed on: 26th April 2026

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