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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.96 (4928 reviews)

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4.95

Based on 4,928 reviews, last reviewed 4th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

I used it in 2025 to purchase my first home I used it in 2025 to purchase my first home. The process of withdrawing the money was seamless. Reviewed on: 4th September 2025

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (4928)

Easy and simple

The product is so simple and doesn't have much technical side on how to go about the product. The product is the best way to prepare for financial target such as first house purchase. Reviewed on: 8th February 2023

Open one ASAP

This is perfect for a savings account for a young teen to go into and leave money in for the future. It gets regular interest at real-time. And the £1k bonus is a plus. I did not know anything about one until I tried and I certainly will be opening one for when I have a child. It’s perfect. And Moneybox’s app is so useful for it. Reviewed on: 8th February 2023

Easy way to save!

Very easy and simple to use - does the work for you. Also offers good advice and a wide variety of accounts. It's so easy, I don't even notice I'm saving for a house! Reviewed on: 8th February 2023

Makes saving feel like second nature

I have a cash LISA with Moneybox. I believe I wouldn't have opened a LISA if I did not hear about Moneybox on the internet. I was aware of other providers but I felt slightly intimidated to open an account. In contrast, Moneybox's communication felt friendly and young. It was really fast to download the app and apply. It is easy to add money, I usually add it through weekly collection and one-offs. I really like the progress bar that shows the fund value, the bonus that is pending and number of weeks left to save in the financial year. The design is just really good, I enjoy checking the app and playing with the projections. It's had an impact on my confidence when it comes to finance, I feel so put together. I recommend it to all my friends who are in their 20s and looking primarily to save for a deposit. Lastly, the articles and videos that Moneybox put out are inspiring me to invest, put more in my pension. I am very glad I decided to start the LISA with Moneybox when I did. Reviewed on: 8th February 2023

Easy peasy

Great, responsive app. Makes me feel confident and in control of my financial future. Reviewed on: 8th February 2023

Easy to understand and very user friendly

I have used Moneybox for over a year now and I am very satisfied with my overhaul experience. Information is very clear and easy to navigate and understand. I am now also considering using the stocks and shares ISA with Moneybox. Would recommend to anyone! Reviewed on: 8th February 2023

Literally just recommended to a colleague and this email popped up!

Such a brilliant app, all round. I recommend it to everyone who wants to track pensions, have savings pots, LISA’s and so on! Reviewed on: 8th February 2023

Best LISA app

The moneybox app is the easiest banking app that I've ever used Reviewed on: 8th February 2023

Making dreams a reality

I use Moneybox for my LISA subscription and the level of ease and service has been phenomenal. The app is great and questions are answered in a timely manner by their agents online. The LISA is competitive and gives real world updates to your money so you can see it grow and understand how close you are to your goals. It has been a game changer for me, someone who is looking to get onto the property ladder, Moneybox have been ace! Reviewed on: 8th February 2023

Just what I was looking for

The app is really easy to use and is just what I needed for my lifetime ISA. I can set limits on how much I want to put into it, and the interest rate is great as I'm always getting bonuses. The information and advice on the app is amazing and so useful Reviewed on: 8th February 2023

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