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Moneybox app: Lifetime ISA reviews

4.81
Based on 9,299 reviews, last reviewed 16th Jun 2026
702% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Works great and very easy to set up and monitor. Works great and very easy to set up and monitor. Used for my deposit and now saving for retirement. Reviewed on: 16th June 2026
Miah91's avatar
Miah91

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9299)

Review of the Moneybox app, Lifetime ISA:

Great app - helped me to finally start saving

5
It’s a great app that has allowed me to start saving for my first home. It is extremely easy to use and there is plenty of information available that has helped me utilise the app and manage my money better. I feel a lot more financially literate since having the app and finally be able to start saving. Reviewed on: 9th May 2025

Easy to use app, makes money management simple.

5
Easy to use app, makes money management simple. Great interest rate, helpful saving breakdowns and forecasting trends to help make realistic plans for house buying. Love the feature to link accounts with your buying partner too! Reviewed on: 6th April 2026

My Review.

4
The Moneybox app is very easy to use and intuitive. There is a range of different ISAs available, which is beneficial for individuals exploring options. Also, there is a lot of information and many articles available to the individual about things going on in the investment industry. Moneybox offers a boosted AER for a period of time after creating a new LISA (one of the products I use), but after that period of time has lapsed, the AER rate is not very good. Reviewed on: 6th April 2026

Recommended to family and friends.

5
Recommended to family and friends, very good to help save for the future. Reviewed on: 6th April 2026

Helpful resource!

5
Easy to navigate app, lots of information and resources shared Reviewed on: 6th April 2026

Reopening my lifetime ISA account

5
I opened a money box account a few years ago and started depositing to save for a house, within those years I decided to withdraw what money I had saved to go travelling it was very straight forward and customer care team were great, fast forward a few years later I returned back to the uk and wanted to re open my money box account to start saving again, yet again the customer service team were great, very fast at responding to my inquiries and reopened with no problems at all! I could recommend enough even if it’s just for the customer service Reviewed on: 6th April 2026

Super easy app to use, lots of helpful explanations...

5
Super easy app to use, lots of helpful explanations and tips. Encourages me to save more! Reviewed on: 6th April 2026

Easily understandable and clear

4
I’m not the most financially literate person but the app broke everything down into easily understandable information. They also make it really easy to add money to my account and see how much I might get from interest and the 25% from the government. Reviewed on: 6th April 2026

Spoke with the team many times regarding query’s and...

5
Spoke with the team many times regarding query’s and even joined product testing , they’re super friendly and their app is great Reviewed on: 6th April 2026

Robust in app information for decision making

4
Information is available in app and often explicitly clear which helps me make informed decisions Reviewed on: 6th April 2026

I used the Lifetime ISA towards my mortgage.

5
I used the Lifetime ISA towards my mortgage. The annual government top up was amazing in helping me increase my deposit and the whole experience with Moneybox was really straightforward and easy. The customer service is always great and fast too. Happy all round! Reviewed on: 6th April 2026

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