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Moneybox app: Lifetime ISA reviews

4.81
Based on 9,299 reviews, last reviewed 16th Jun 2026
702% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Works great and very easy to set up and monitor. Works great and very easy to set up and monitor. Used for my deposit and now saving for retirement. Reviewed on: 16th June 2026
Miah91's avatar
Miah91

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9299)

Review of the Moneybox app, Lifetime ISA:

Great app - helped me to finally start saving

5
It’s a great app that has allowed me to start saving for my first home. It is extremely easy to use and there is plenty of information available that has helped me utilise the app and manage my money better. I feel a lot more financially literate since having the app and finally be able to start saving. Reviewed on: 9th May 2025

I love this App

5
Easy to use and very accessible, a great programme so helpful for first time buyers it makes saving so easy! And it has so many different options to be able to save in many different ways. Reviewed on: 5th April 2026

Easy app, great interest rates

5
The app it’s really easy to use and I love it updates your interest daily Reviewed on: 5th April 2026

Good interest rates, easy to deposit and check value

5
Good interest rates, easy to deposit and check value Reviewed on: 5th April 2026

Super transparent and easy to understand.

5
Had a lifetime ISA with moneybox for 3 years now, I find the way it breakdowns how much you have left to save and how ir breaks down your monthly interest and bonuses. Only downside I can think of is how the interest rate as been decreasing over the last couple of years for both cash and lifetime isa, however, I am aware that this is occuring in most if not all banks. Reviewed on: 5th April 2026

Great and Informative

5
Signed up for the lifetime ISA to save for my first house with my partner. It’s been fantastic, it clearly shows how much you can deposit to make the most of the governement bonus and extra tools like the mortgage in principle calculator, the deposit calculator and more make it a must use for first time buyers. Reviewed on: 5th April 2026

Used for two years

4
Good amount of selections to choose from, would be nice if had similar features to Nutmeg (JP Morgan) where you can see dividends paid into each of the accumulating options etc but overall good user experience. Both me and wife have a LISA one with Moneybox and the other with Nutmeg (JP Morgan) both easy to use, round up options / direct debit or manual transfers very easy etc Reviewed on: 5th April 2026

MONEYBOX LISA

5
The platform is easy to use. And shows lots of insight like future wealth projections. Reviewed on: 5th April 2026

Great app and good for saving for future home

5
Great app and good for saving for future home Reviewed on: 5th April 2026

High interest rate and really useful projection tools.

4
High interest rate and really useful projection tools. I do wish the projection tools were more flexible and allowed for a greater degree of interaction. But they are still useful nonetheless! I also think there bonuses are good. Reviewed on: 5th April 2026

Moneybox has helped me achieve my goals, much faster...

5
Moneybox has helped me achieve my goals, much faster than I would have anywhere else. The layout and step by step guide to investing makes it easy to understand and to trust the process it helped me achieve. Reviewed on: 5th April 2026

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