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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.96 (5194 reviews)

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4.96

Based on 5,194 reviews, last reviewed 5th Mar 2026

25800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Really good Easy to use app, helps me save in a way I can easily see my progress. Whenever I’ve needed help the customer service was always amazing Reviewed on: 5th March 2026

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (5194)

Moneybox is the gold standard in simplifying investing

The Moneybox app is leading the way in both simplifying and demystifying the typically complex world of investing. The app is easy to use and with features like rounding up transactions, a time machine to see your projected earnings and cash back reward opportunities with Moneybox+, the app is a must-have for anyone who is looking to better manage their finances and invest in the future. A highly recommended app! Reviewed on: 15th June 2021

Simple and easy

Setting up a lifetime ISA with Moneybox was so quick and easy. It’s secure and the process is clear and easy to follow - no complaints and no regrets! Reviewed on: 14th April 2021

App-solutely great way to save

First rate customer service, super easy to use app, great features and I'm really happy with the returns I've seen relative to the fees charged. Highly recommended! Reviewed on: 14th April 2021

LISA with MoneyBox

Myself and my partner both have a LISA account, we are saving to buy our first home. Moneybox makes this simple and easy with it's clever App. Reviewed on: 31st March 2021

Easy to use

I was initially apprehensive about putting my savings into a lifetime isa that was app only. However if I have needed any help it’s so easy to chat to an advisor through the app and they have been so helpful and prompt to reply each time. I would highly recommend Moneybox to anyone who is looking to open a lifetime ISA. Reviewed on: 25th March 2021

Moneybox makes saving easy

This app was the first app to help me save and get me on the way to saving for my first home Reviewed on: 24th March 2021

Easy to understand, educates and encourages.

The Moneybox app is very easy to use and with all the advice they give in monthly newsletters, and occasional tips as well as an information page it really does educate people on their options and the best way for them to save their money. They are completely transparent and detail exactly what each account does and why it would be useful. With it being on the app platform it is more accessible for the younger generation who maybe need more encouragement to save and if they start to save earlier in their life will benefit them in the llong run. The lifetime ISA is probbaly the most valuable account I have seen, allowing people the option ot buy their first home. The explanaation they give for the stocks and shares ISA also educates people in the stock market and that the idea is not for cold and fast cahs but to leave your investment and watch it grow. It teaches patience and allows people to more safely invest their money. Overall I would say that Moneybox is pioneering the way fro banking and investment. It is easy to use, easily accesible and educates and supports. It makes savings and investment seem easy and is appropriate for all experience levels and skill sets. Reviewed on: 15th March 2021

Brilliant app

It’s great that the government gives you the bonus on top of what you save. It’s also great that you do get penalised if you take money out as it makes you save for your ultimate goal. Mine being to eventually buy a house. It’s easy to use and easy to understand Reviewed on: 13th March 2021

Clear, app-based savings account

Easy to use, simple graphics, all the info in one place, app based. Reviewed on: 12th March 2021

Lifetime ISA helped me start saving

Was very easy to set up and get started, and simple to make deposits monthly. Very good product. Reviewed on: 11th March 2021

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