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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.94 (8723 reviews)

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4.94

Based on 8,723 reviews, last reviewed 21st Apr 2026

359000% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to put away money each month Easy to put away money each month and the interest gives me more an incentive Reviewed on: 21st April 2026

Latest lowest rating:

1

Move Money feature Move Money feature that let's you transfer from Cash ISA to LISA was disabled for quite a number of days before the end of tax year. This meant I lost... Read more Reviewed on: 19th April 2026

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (8723)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

Great app and helpful customer service team

Great app and helpful customer service team Reviewed on: 27th March 2024

Great for saving

Not really dealt with customer service but the app is so easy to use and the isa was so easy to set up and maintain Reviewed on: 27th March 2024

Fantastic service and great value for money.

Fantastic service and great value for money. Reviewed on: 27th March 2024

Great app easy to use, great way to save for your fu...

Great app easy to use, great way to save for your future… pension team were great at finding my other pensions to put into one pot Reviewed on: 27th March 2024

Great, very easy to use and get set up

Great, very easy to use and get set up Reviewed on: 27th March 2024

Never had an issues and any questions are answered q...

Never had an issues and any questions are answered quickly Reviewed on: 27th March 2024

moneybox good

Moneybox's Lifetime ISA is a strong contender for first-time buyers, offering a competitive interest rate of 4.40% AER, the government's 25% bonus on contributions, and a convenient app-based platform for managing your savings. However, it's a cash-only account with withdrawal penalties outside of using it for a first home purchase (after a year of holding) or retirement after age 60. Reviewed on: 27th March 2024

Its very easy to use and providing excellent custome...

Its very easy to use and providing excellent customer service Reviewed on: 27th March 2024

Great all round tool for first time buyers

Managed to open and max out my LISA using the easy to navigate app. Never managed to save this much in my life. Great to be able to see your bonus and interest earnings updated daily. The app has made saving for my first home easy and stress free. Lots of information in app for first time buyers and savers. Just starting the home buying process now and looking forward to meeting the moneybox mortgage team. Reviewed on: 27th March 2024

Moneybox has got it right

The app is very user-friendly and being able to send an instant message to customer services rather than having to phone is great when life gets busy. I enjoy being able to see interest being added on each day. Reviewed on: 27th March 2024

Alternative products

Junior ISA
from Tesco Bank 0.00 from 0 reviews
Lifetime ISA
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ISA
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