Smart Money People Logo

Moneybox app: Lifetime ISA reviews

4.94
Based on 9,276 reviews, last reviewed 26th Apr 2026
51250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple to use Lots of information available on options to be able to make informed choices on different products. Simple to apply for the LISA and encouraging to se... Read more Reviewed on: 26th April 2026
Rebecca G's avatar
Rebecca G

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9276)

Review of the Moneybox app, Lifetime ISA:

Moneybox is marvellous

5
The Moneybox lifetime ISA has made buying a first home a possibility. The app is so user friendly, and has an easy to understand display. It breaks down exactly what money is where. Love the new ‘wealth’ tab. Great to visualise how money is growing too!! Reviewed on: 27th February 2025

From 0 Financial Literacy to 5K!

5
I come from a background where financial literacy is a rare skill. However, with the support of the Moneybox team and the useful resources they provide, I have saved £5,000 during my first year of opening my Moneybox account. This is something I never thought I could achieve, and I’m so motivated to continuing to see my money grow with Moneybox! Reviewed on: 27th March 2024

Really easy to navigate the app and the help desk is...

5
Really easy to navigate the app and the help desk is brilliant Reviewed on: 27th March 2024

Great app and helpful customer service team

5
Great app and helpful customer service team Reviewed on: 27th March 2024

Great for saving

5
Not really dealt with customer service but the app is so easy to use and the isa was so easy to set up and maintain Reviewed on: 27th March 2024

Fantastic service and great value for money.

5
Fantastic service and great value for money. Reviewed on: 27th March 2024

Great app easy to use, great way to save for your fu...

5
Great app easy to use, great way to save for your future… pension team were great at finding my other pensions to put into one pot Reviewed on: 27th March 2024

Great, very easy to use and get set up

5
Great, very easy to use and get set up Reviewed on: 27th March 2024

Never had an issues and any questions are answered q...

5
Never had an issues and any questions are answered quickly Reviewed on: 27th March 2024

moneybox good

5
Moneybox's Lifetime ISA is a strong contender for first-time buyers, offering a competitive interest rate of 4.40% AER, the government's 25% bonus on contributions, and a convenient app-based platform for managing your savings. However, it's a cash-only account with withdrawal penalties outside of using it for a first home purchase (after a year of holding) or retirement after age 60. Reviewed on: 27th March 2024

Its very easy to use and providing excellent custome...

5
Its very easy to use and providing excellent customer service Reviewed on: 27th March 2024

Do you have a different Moneybox app product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Moneybox app?

    View all products