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Moneybox app: Lifetime ISA reviews

4.94
Based on 9,268 reviews, last reviewed 25th Apr 2026
51150% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Money investing made easy New investor but really impressed very good information Reviewed on: 25th April 2026
Aaron H's avatar
Aaron H

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9268)

Review of the Moneybox app, Lifetime ISA:

Great app, easy to use, the chat box function works...

5
Great app, easy to use, the chat box function works seamlessly. The staff are very quick to respond, are knowledgeable and friendly. 10 out of 10 for everything Reviewed on: 3rd March 2025

moneybox good

5
Moneybox's Lifetime ISA is a strong contender for first-time buyers, offering a competitive interest rate of 4.40% AER, the government's 25% bonus on contributions, and a convenient app-based platform for managing your savings. However, it's a cash-only account with withdrawal penalties outside of using it for a first home purchase (after a year of holding) or retirement after age 60. Reviewed on: 27th March 2024

Its very easy to use and providing excellent custome...

5
Its very easy to use and providing excellent customer service Reviewed on: 27th March 2024

Great all round tool for first time buyers

5
Managed to open and max out my LISA using the easy to navigate app. Never managed to save this much in my life. Great to be able to see your bonus and interest earnings updated daily. The app has made saving for my first home easy and stress free. Lots of information in app for first time buyers and savers. Just starting the home buying process now and looking forward to meeting the moneybox mortgage team. Reviewed on: 27th March 2024

Moneybox has got it right

5
The app is very user-friendly and being able to send an instant message to customer services rather than having to phone is great when life gets busy. I enjoy being able to see interest being added on each day. Reviewed on: 27th March 2024

Best Lisa app

5
Best Lisa app, much better than beehive aa well which is rubbish. Moneybox gives very clear info and support. It also offers advice and other products. It is easy to save money and easy to see the changes and where the extras comes from. Reviewed on: 27th March 2024

Makes deposit saving easy

5
Opened the account 3 years ago now and have saved so much money for my house deposit, Moneybox make it simple to open and maintain the account and provide offers. Reviewed on: 27th March 2024

User friendly and Great financial tools

5
The app is very user friendly which I like. It's incredibly easy to set up new account types, they send useful information and have a lot of great tools such as mortgage calculators which are quick and easy to access.They also endeavour to put you in touch with the right experts at the right time, for example I was asked if I'd like to speak to a mortgage advisor once I'd saved a certain amount in my Lisa. Reviewed on: 27th March 2024

Easy, good way to save.

5
Easy, good way to save. Good app Reviewed on: 27th March 2024

Really easy to use.

5
Really easy to use. UI is a masterclass. Financial info is given in a way that is easy to understand. Reviewed on: 27th March 2024

Amazing experience.

5
Amazing experience. Very informative and keeps me up to dates with any offers. Great rates. Customer service is great. Reviewed on: 27th March 2024

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