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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.81 (9303 reviews)

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4.81

Based on 9,303 reviews, last reviewed 4th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, well presented Very good interest on most ISAs. Easy to apply, easy to view progress. Not advertised that only on type of cash ISA is available. Reviewed on: 4th September 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Awards

Best lifetime ISA provider 2026

Awarded to Lifetime ISA (LISA) provider rated highest in UK customer reviews.

Moneybox app Lifetime ISA reviews (9303)

Great app and helpful customer service team

Great app and helpful customer service team Reviewed on: 27th March 2024

Great for saving

Not really dealt with customer service but the app is so easy to use and the isa was so easy to set up and maintain Reviewed on: 27th March 2024

Fantastic service and great value for money.

Fantastic service and great value for money. Reviewed on: 27th March 2024

Great app easy to use, great way to save for your fu...

Great app easy to use, great way to save for your future… pension team were great at finding my other pensions to put into one pot Reviewed on: 27th March 2024

Great, very easy to use and get set up

Great, very easy to use and get set up Reviewed on: 27th March 2024

Never had an issues and any questions are answered q...

Never had an issues and any questions are answered quickly Reviewed on: 27th March 2024

moneybox good

Moneybox's Lifetime ISA is a strong contender for first-time buyers, offering a competitive interest rate of 4.40% AER, the government's 25% bonus on contributions, and a convenient app-based platform for managing your savings. However, it's a cash-only account with withdrawal penalties outside of using it for a first home purchase (after a year of holding) or retirement after age 60. Reviewed on: 27th March 2024

Its very easy to use and providing excellent custome...

Its very easy to use and providing excellent customer service Reviewed on: 27th March 2024

Great all round tool for first time buyers

Managed to open and max out my LISA using the easy to navigate app. Never managed to save this much in my life. Great to be able to see your bonus and interest earnings updated daily. The app has made saving for my first home easy and stress free. Lots of information in app for first time buyers and savers. Just starting the home buying process now and looking forward to meeting the moneybox mortgage team. Reviewed on: 27th March 2024

Moneybox has got it right

The app is very user-friendly and being able to send an instant message to customer services rather than having to phone is great when life gets busy. I enjoy being able to see interest being added on each day. Reviewed on: 27th March 2024

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